One of the best loan companies here in Auburn. Always fast and super friendly
April 15, 2026
Maine Payday Loans
Apply online or in-store to get up to $1,000 in minutes!
Zac helped me a lot as I was new to this and had a lot of questions. Thank you!
April 7, 2026
Caitline from the South Portland branch is always so sweet. And they transfer funds really fast, I’ve waited no longer than 5 hours all three times.
March 27, 2026
Very nice place with great service and fast transfers
March 8, 2026
So nice to have such an understanding company here in Bangor
February 21, 2026
Our Locations in Maine
- Auburn, ME 220 Center St, Auburn, ME 04210 (207) 640-2229
- Bangor, ME 90 Longview Dr, Bangor, ME 04401 (207) 902-5610
- Brunswick, ME 102 Maine St, Brunswick, ME 04011 (207) 481-4652
- South Portland, ME 194 Maine Mall Rd, South Portland, ME 04106 (207) 707-6391
Available Loans in Maine
Payday Loans/Cash Advances
$100–$1,000
Up to 31 days
Best for: car repairs, urgent household expenses, utility bills, grocery bills.
Learn More
Installment loans
$500–$5,000
2–48 months
Best for: vehicles, expensive electronics, education, medical bills, debt consolidation
Learn More
Loan amounts, rates, and repayment terms depend on the lender and the borrower’s eligibility. All loans must comply with Maine lending laws. Payday loans in Maine are heavily regulated under the Maine Consumer Credit Code. All lenders operating in the state must be licensed by the Bureau of Consumer Credit Protection.
Select loan amount
$500
$100$1000
Pay Cycle
Loan Amount$500
Finance Charge ($15 per $100)$75.00
Total Repayment$575.00
Estimated APR (14-day term)391%
Bad credit borrowers are welcome to apply and can be approved if they have a sufficient monthly income. We prioritize your ability to repay over your credit score.
About Cash Loans Bear in Maine
Cash Loans Bear helps Maine residents facing financial challenges find loan options that fit their needs. Our payday and installment loans can be used for a wide range of personal needs, from medical bills and small repairs to emergency home improvements. You can receive funds within 1 business day, either online or at one of our store locations, regardless of your credit history.
Our customer-focused approach allows us to offer services that combine accessibility, speed, and security. We offer:
- Hassle-free loan process, online or in-store
- Bad-credit-friendly loan solutions
- Same-day or next-day deposits
- Bank-level data protection
- Professional and friendly staff
Cash Loans Bear Helps with:
What Do You Need to Apply?
- Full name, email, and cell phone number
- Valid ID and SSN
- Bank account and routing numbers
- Proof of income
- Proof of address
- Employer’s contact information
In some cases, lenders may require additional documents, depending on the situation.
How to Apply for Loans in Maine?
1
Provide your personal information
Visit our store or share your details via our secure online form.
2
Get a loan decision
Your application will be reviewed quickly using a soft credit check, and you may receive a response within minutes.
3
Receive the money
If approved, review and sign the agreement, then receive the funds in your bank account within 1 business day*.
Frequently Asked Questions
A soft credit check is performed as part of the underwriting process. This check helps us evaluate your ability to repay without affecting your credit score. Avoid lenders who promote loans with no credit check at all. They typically earn money from high rollover and late fees.
Funds are usually deposited the next business day after approval. Your bank’s cut-off times and approval time also affect the speed of the process.
Same-day funding may be available if you finalize your loan before 10:30 AM on a business day. Instant cash may be available in-store if you provide a post-dated check.
Missed payments may result in late or NSF fees, depending on the terms of your loan agreement. If you default, your account may be sold to collections, which may affect your credit score. If you have trouble making a payment, contact your lender to discuss a payment plan.
Borrowers with good credit can consider traditional personal loans, especially if they need to borrow a larger amount. If your credit is not great, a payday alternative loan from a credit union may be a good solution. If you are looking for a simple way to access cash without traditional interest charges, you might consider a cash advance app or borrowing from family.
