Maine Payday Loans
Apply online or in-store to get up to $1,000 in minutes!
Customer Reviews
Our Locations in Maine
Cash Loans Bear
Auburn, ME
220 Center St,
Auburn,
ME 04210
(207) 531-5162
Cash Loans Bear
South Portland, ME
194 Maine Mall Rd,
South Portland,
ME 04106
(207) 707-6391
Cash Loans Bear
Brunswick, ME
1102 Maine St,
Brunswick,
ME 04011
(207) 481-4652
Cash Loans Bear
Bangor, ME
90 Longview Dr,
Bangor,
ME 04401
(207) 902-5610
Not in Maine?
We have 45 locations across the U.S.
Available Loans in Maine
Payday Loans/Cash Advances
$100–$1,000
Term: Up to 31 days
Installment loans
$500–$5,000
Term: 2–48 months
Loan amounts, rates, and repayment terms depend on the lender and the borrower’s eligibility. All loans must comply with Maine lending laws. Payday loans in Maine are heavily regulated under the Maine Consumer Credit Code. All lenders operating in the state must be licensed by the Bureau of Consumer Credit Protection.
Can I get a payday loan with bad credit?
Bad credit borrowers are welcome to apply and can be approved if they have a sufficient monthly income. We prioritize your ability to repay over your credit score.
About Cash Loans Bear in Maine
Cash Loans Bear helps Maine residents facing financial challenges find loan options that fit their needs. Our payday and installment loans can be used for a wide range of personal needs, from medical bills and small repairs to emergency home improvements. You can receive funds within 1 business day, either online or at one of our store locations, regardless of your credit history.
Our customer-focused approach allows us to offer services that combine accessibility, speed, and security. We offer:
Cash Loans Bear Helps with:
What Do You Need to Apply?
In some cases, lenders may require additional documents, depending on the situation.
How to Apply for Loans in Maine?
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Provide your personal information
Visit our store or share your details via our secure online form.
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Get a loan decision
Your application will be reviewed quickly using a soft credit check, and you may receive a response within minutes.
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Receive the money
If approved, review and sign the agreement, then receive the funds in your bank account within 1 business day*.
*A direct deposit may reach your bank account the same day if the loan is approved and processed before 10:30 AM on a weekday. Cash loans can be issued immediately in-store against a post-dated check.
Frequently Asked Questions
Do you perform a credit check?
A soft credit check is performed as part of the underwriting process. This check helps us evaluate your ability to repay without affecting your credit score. Avoid lenders who promote loans with no credit check at all. They typically earn money from high rollover and late fees.
When will my loan funds be deposited?
Funds are usually deposited the next business day after approval. Your bank’s cut-off times and approval time also affect the speed of the process.
Is it possible to receive the money on the same day?
Same-day funding may be available if you finalize your loan before 10:30 AM on a business day. Instant cash may be available in-store if you provide a post-dated check.
What will happen if I miss my loan payment?
Missed payments may result in late or NSF fees, depending on the terms of your loan agreement. If you default, your account may be sold to collections, which may affect your credit score. If you have trouble making a payment, contact your lender to discuss a payment plan.
Are there alternatives to payday and installment loans available in Maine?
Borrowers with good credit can consider traditional personal loans, especially if they need to borrow a larger amount. If your credit is not great, a payday alternative loan from a credit union may be a good solution. If you are looking for a simple way to access cash without traditional interest charges, you might consider a cash advance app or borrowing from family.
