Cash Loans Bear in Bangor, ME 04401
Business Hours:
Monday-Sunday: 8 am – 10 pm
Branch manager:
Caitlin Elmar
Customer Reviews
About Our Bangor Branch
Cash Loans Bear is a legitimate service provider with lots of industry experience. We don’t conduct hard credit checks, provide near-instant approvals, and ensure the money gets to you fast. Whether you apply online or in-store, our team is here to support you throughout the process.
Products & Services
Payday Loans
Payday loans are designed to cover small, short-term expenses like groceries, repairs, or utility bills. The amount is typically repaid by your next payday, with fees and APRs varying based on the loan amount and applicable regulations.
Installment Loans
For larger purchases, installment loans offer a longer-term solution. You can spread the cost of items like electronics or major expenses over time with fixed payments, with terms and conditions depending on the offer.
How much can I borrow?
Available loan amounts vary based on your financial profile and state regulations. In Maine, payday loan limits can go up to $1,000 and are regulated by the Maine Bureau of Consumer Credit Protection. If you need more, installment loans may offer amounts up to $5,000, depending on your eligibility and financial situation.
How quickly can I get the cash once approved?
You can get it on the same day if you apply early in the morning. Otherwise, expect to get it on the next business day.
Not in Bangor, ME? We have 45 locations across the country.
Other Locations in Maine
Cash Loans Bear
Auburn, ME
220 Center St,
Auburn,
ME 04210
(207) 531-5162
Cash Loans Bear
Brunswick, ME
1102 Maine St,
Brunswick,
ME 04011
(207) 481-4652
Cash Loans Bear
South Portland, ME
194 Maine Mall Rd,
South Portland,
ME 04106
(207) 707-6391
How It Works
Simple Process
Apply online in just a few minutes.
Quick Approvals
Submit your application and receive a quick decision.
Instant Funding
Get funds sent directly to your debit card or bank account.
What You Need to Apply
A government-issued ID
Proof of income
An active checking account
Proof of address
Your Social Security Number or ITIN
Additional documents may be required depending on the lender.
For more information about identification and lending requirements, visit the Consumer Financial Protection Bureau.
Why Choose Cash Loans Bear
FICO-friendly approach with fast approval decisions
Options tailored to your individual needs
Stellar customer support
Full transparency
Frequently Asked Questions
Can I apply for a payday loan with bad credit?
Yes, you can! Lenders will consider other criteria (e.g., DTI, income) when making decisions.
Are there any alternatives to payday or installment loans?
Of course! It just depends on what you’re looking for. If you live in Bangor and own a car, you could get a title loan. If you want to purchase an accessory or new headphones, you can try BNPL. Other alternatives include government programs or credit unions.