Oregon Payday Loans
Apply online or in-store to get up to $300 today!
Customer Reviews
Our Locations in Oregon
Cash Loans Bear
Beaverton, OR
4570 SW 103rd Ave,
Beaverton,
OR 97005
(503) 928-7001
Cash Loans Bear
Salem, OR
1795 Lancaster Dr NE,
Salem,
OR 97305
(503) 400-7235
Cash Loans Bear
Eugene, OR
1150 Green Acres Rd,
Eugene,
OR 97408
(541) 255-1034
Not in Oregon?
We have 45 locations across the U.S.
Available Loans in Oregon
Payday Loans/Cash Advances
$100–$1,000
Term: 31–60 days
Installment loans
$500–$5,000
Term: 2–48 months
Loan amounts, rates, and repayment terms vary based on lender and borrower eligibility. All products are subject to Oregon state lending laws.
What is the maximum payday loan amount in Oregon?
Oregon law allows payday loans up to $50,000, but most short-term direct lenders cap their loans at $300–$1,000. The actual amount you may get will depend on your monthly income and the lender’s own limits.
Can I get loans for bad credit in Oregon?
Yes. Cash Loans Bear prioritizes your current income over your credit score. We conduct only a soft credit check that won’t impact your credit rating. We focus on your ability to repay the loan comfortably without dragging you into a debt spiral.
About Cash Loans Bear in Oregon
Cash Loans Bear provides payday and installment loans to Oregon residents facing unexpected expenses. We aim to help every borrower find the right loan for their needs. Borrowers use these loans to cover utility bills, rent, medical costs, car repairs, wedding gifts, and other urgent expenses. We accept applicants with all types of credit profiles, including bad credit.
Here’s what makes us a good choice:
Cash Loans Bear Helps with:
What Do You Need to Apply?
In some cases, lenders may require additional documents, depending on the situation.
How to Apply for Loans in Oregon?
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Complete an application
Fill out a secure online form or visit one of our Oregon stores. We’ll request your basic personal and financial information.
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Get an instant decision
If you qualify, you’ll receive a loan offer with the amount, fees, and repayment schedule. We conduct only a soft credit check during the pre-approval process.
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Receive your funds
Once you accept and sign the agreement, funds will be deposited into your account on the same* or next business day.
*Applications received by 10:00 AM are typically funded the same day. Applications submitted after 10:00 AM or on weekends and holidays are processed the next business day.
Frequently Asked Questions
Do direct lenders check my credit?
Every legitimate lender conducts at least a soft credit check to ensure you can repay the loan. If you accept an offer, the lender may perform a hard pull, which could affect your credit score. At Cash Loans Bear, we perform only a soft credit inquiry during the pre-approval stage.
How fast can I receive funds?
Approved applications may be funded the same business day if submitted before 10:00 AM on weekdays. Otherwise, expect funds by the next business day.
What happens if I miss a payment?
Late or missed payments may result in additional fees. Oregon law limits the types of fees lenders can charge. If there are any, they will be clearly outlined in your loan agreement. Lenders aren’t allowed to threaten criminal action or take wages without a court order.
Are there alternatives to payday and installment loans in Oregon?
You might consider credit union emergency loans, local assistance programs, title loans, or payday advance loans in Oregon. You may also try negotiating a payment plan directly with your creditor, although that may be harder to arrange.
