Got approved with low credit. I had no credit check and received my approval within minutes!
March 10, 2026
Florida Payday Loans
Apply online or in-store to get up to $500!
Easy in-store process. I walked to the store near me, and the team helped me receive my funds the same day.
February 15, 2026
Fast feedback from lenders. For me, it was very important to receive cash on legal terms, and I did so with Cash Loans Bear.
January 26, 2026
No additional costs. Unlike with other companies, I got to see all fees and rates before I signed anything.
December 6, 2025
Very fast approval. I was looking for emergency cash, and with Cash Loans Bear, I was approved the same day!
August 20, 2025
Our Locations in Florida
- Fort Lauderdale, FL 200 North Andrews Avenue suite 200, Fort Lauderdale, FL 33301 (954) 320-0976
- Gainesville, FL 1800 W University Ave 430, Gainesville, FL 32603 (352) 306-2539
- Naples, FL 800 Goodlette Rd. North Ste 135, Naples, FL 34102 (239) 351-1569
Available Loans in Florida
Payday Loans/Cash Advances
$100–$500
7–31 days
Best for: car repairs, urgent household expenses, utility bills, grocery bills
Learn More
Installment loans
$500–$5,000
2–48 months
Best for: vehicles, expensive electronics, education, medical bills, debt consolidation
Learn More
Loan amounts, rates, and repayment terms vary by lender and borrower qualifications and are subject to Florida state lending regulations. Florida regulates all lending processes through the Florida Deferred Presentment Act, which protects borrowers and sets rules for lenders.
Select loan amount
$200
$100$500
Pay Cycle
Loan Amount$500
Finance Charge ($15 per $100)$75.00
Total Repayment$575.00
Estimated APR (14-day term)391%
Absolutely, borrowers with low credit can still qualify for a loan, as our lenders usually check your income and your ability to repay.
About Cash Loans Bear in Florida
At Cash Loans Bear, we make it easy to get fast payday loans and cash advances for emergencies that can’t wait until your next paycheck. We operate under Florida state regulations and offer legitimate loans to borrowers, including payday and installment loans.
Customers choose Cash Loans Bear for emergency loans in Florida because they:
- Receive funds the same day or by the next business day
- Qualify even with bad credit
- See clear fees and rates before signing
- Work with licensed direct lenders
- Apply quickly in one of our FL stores or online
- Get almost instant approval
Cash Loans Bear Helps with:
What Do You Need to Apply?
- To be at least 18 years old
- To provide a valid ID
- To have an active bank account
- To include proof of regular income
- To provide a phone number and email
In some cases, lenders may require additional documents, depending on the situation.
How to Apply for Loans in Florida?
1
Submit your request online or in one of our Florida stores in person.
2
Receive a decision from our direct lender after they review your application.
3
Your funds arrive in your bank account the same day or by the next business day.
Frequently Asked Questions
Our lenders typically perform a soft credit check that doesn’t affect your credit score.
You can take an installment loan that allows you to borrow up to $5,000 and repay in fixed installments over up to 48 months.
You can receive funds the same day or the next business day, depending on when you apply and your bank’s processing times.
Late payments may lead to additional fees and affect future borrowing. Contact us immediately so we can find the best solution.
Depending on your situation, title loans in Florida or a personal loan might be better options. You can also contact our team if you need help reviewing your options.
