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Florida Payday Loans

Apply online or in-store to get up to $500!

Customer Reviews

Our Locations in Florida

Cash Loans Bear
Gainesville, FL

1800 W University Ave 430,
Gainesville,
FL 32603

(352) 306-2539

Cash Loans Bear
Naples, FL

800 Goodlette Rd. North ste 135,
Naples,
FL 34102

(239) 351-1569

Cash Loans Bear
Fort Lauderdale, FL

200 North Andrews Avenue suite 200,
Fort Lauderdale,
FL 33301

(954) 320-0976

Available Loans in Florida

Loan amounts, rates, and repayment terms vary by lender and borrower qualifications and are subject to Florida state lending regulations. Florida regulates all lending processes through the Florida Deferred Presentment Act, which protects borrowers and sets rules for lenders.

Select loan amount
$200
$100$500
Pay Cycle
Loan Amount$200
Finance Charge ($15 per $100)$30.00
Total Repayment$230.00
Estimated APR (14-day term)391%

Can I get a loan with bad credit in Florida?

Absolutely, borrowers with low credit can still qualify for a loan, as our lenders usually check your income and your ability to repay.

About Cash Loans Bear in Florida

At Cash Loans Bear, we make it easy to get fast payday loans and cash advances for emergencies that can’t wait until your next paycheck. We operate under Florida state regulations and offer legitimate loans to borrowers, including payday and installment loans. 

Customers choose Cash Loans Bear for emergency loans in Florida because they:

Receive funds the same day or by the next business day

Qualify even with bad credit

See clear fees and rates before signing

Work with licensed direct lenders

Apply quickly in one of our FL stores or online

Get almost instant approval

Cash Loans Bear Helps with:

What Do You Need to Apply?

To be at least 18 years old

To provide a valid ID

To have an active bank account

To include proof of regular income

To provide a phone number and email

In some cases, lenders may require additional documents, depending on the situation.

Happy couple applying for a loan online using a laptop
  1. Submit your request online or in one of our Florida stores in person.

  2. Receive a decision from our direct lender after they review your application.

  3. Your funds arrive in your bank account the same day or by the next business day.

Frequently Asked Questions

Do lenders check credit?

Our lenders typically perform a soft credit check that doesn’t affect your credit score.

What are my options if I need more than $500 with a payday loan?

You can take an installment loan that allows you to borrow up to $5,000 and repay in fixed installments over up to 48 months.

How quickly can I receive funds?

You can receive funds the same day or the next business day, depending on when you apply and your bank’s processing times.

What happens if I miss a payment?

Late payments may lead to additional fees and affect future borrowing. Contact us immediately so we can find the best solution.

Are there alternatives to payday and installment loans?

Depending on your situation, title loans in Florida or a personal loan might be better options. You can also contact our team if you need help reviewing your options.

A woman using her laptop to check details of a payday loan in Florida

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