My landlord gave me 5 days to cover the rest of my rent. Applied at the Lewis Center on a Tuesday, had the money Wensday morning. Lifesavers.
Honestly didn’t think I’d qualify anywhere after two banks turned me down. Loansbear approved me based on my job income alone lol.
Never took a loan before. Honestly pretty painless if you actually plan to repay on time.
Got apprved even with a pretty low credit score. They just looked at my paychecks and said I qualified. Money was in my account next day!
I was nervous about the fees but they showed me the exact total before I agreed to anything. No surprises when it came time to pay.
Loan amounts, rates, and repayment terms vary based on lender and borrower eligibility. All products are subject to Ohio state lending laws.
Yes, Cash Loans Bear considers borrowers with bad credit. We view your current income as more important than your credit standing. We conduct only a soft credit check during the pre-approval process. It will not impact your credit score.
Cash Loans Bear provides payday loans and installment loans to Ohio residents for a wide range of expenses. Our borrowers use loans to cover utility bills, rent, medical costs, car repairs, wedding gifts, emergency expenses, or other urgent costs. We accept applicants with all types of credit profiles, including bad credit.
Here’s what makes us a good choice:
In some cases, lenders may require additional documents, depending on the situation.
Submit a secure online form or visit one of our Ohio locations. We’ll need some basic personal and financial information.
If you qualify, you’ll receive a loan offer with the amount, fees, and repayment schedule. We conduct only a soft credit check during the pre-approval process.
After you accept and sign the agreement, the funds will reach your account the same day* or the next business day.
Every legitimate lender conducts at least a soft credit check. If you accept an offer, the lender may perform a hard inquiry, which could impact your credit score. At Cash Loans Bear, we perform only a soft credit inquiry during the pre-approval stage.
Approved applications at Cash Loans Bear may be funded the same business day if submitted before 10:00 AM on weekdays. Otherwise, expect funds by the next business day.
Ohio law sets the minimum loan term at 91 days. Most states allow terms as short as 14 days, but Ohio requires a longer period to give borrowers more time to repay. The maximum term is 12 months.
You can consider credit union emergency loans, local assistance programs, or installment loans for bad credit in Ohio. Also, you may negotiate a payment plan directly with your creditor. Some of these options may cost less, though they can be harder to qualify for.
Your loan agreement will outline any fees that apply to late or missed payments. Ohio law restricts what lenders can charge in this situation. Criminal action and wage garnishment without a court order are both prohibited. Contact your lender right away if you think you may miss a payment.
