Applied at an office nearby. The process was fast and easy.
April 20, 2026
Maryland Installment Loans
Apply online or in store for up to $5,000 with fixed monthly payments
Got approved even with my 550 credit score. Really helped me out.
March 27, 2026
Didn’t expect the money to come that quickly. Would recommend in case of emergency.
March 17, 2026
Answered a few questions and got the money the next morning.
February 24, 2026
Everything was clear. Fast and no surprises.
February 10, 2026
Our Locations in Maryland
- Brooklyn Park, MD 5700 MD-2, Brooklyn Park, MD 21225 (928) 427-8087
- Germantown, MD 19825 Century Blvd, Germantown, MD 20874 (301) 820-7596
- Silver Spring, MD 8632 US-29, Silver Spring, MD 20910 (240) 558-5670
- St Charles, MD 1216 Smallwood Dr W, St Charles, MD 20603 (240) 685-9648
Available Loans in Maryland
Installment loans
$100–$5,000
1–48 months
Best for: emergency bills, car repairs, medical bills, home repairs, and debt consolidation.
Learn More
Payday loans and cash advances aren’t legal in Maryland, so installment loans are the option available here. Loan amounts, rates, and repayment terms depend on your eligibility, and every loan follows Maryland lending law. Consumer loans in Maryland are regulated under the Maryland Code, Commercial Law Article, and supervised by the Office of the Commissioner of Financial Regulation.
Select loan amount
$2,600
$100$5,000
Pay Cycle
Loan Amount$2,600
Estimated Payment$208.25
Annual Percentage Rate (APR)24%
Estimates only
Because your credit score is not the main factor in a lender’s decision, you may still qualify if you have a stable income and can repay the loan.
About Cash Loans Bear in Maryland
Cash Loans Bear, with nearly 5 years of experience, works with borrowers across Maryland, including those with bad credit, and offers simple loan options that suit different needs while complying with state regulations.
Here’s what makes Cash Loans Bear stand out among other companies:
- Online and in-store applications
- Borrowers with bad credit are welcome
- Same-day funding possible
- No hard credit check for pre-approval
- Simple and secure process
- Legitimate, compliant loan options
Cash Loans Bear Helps with:
What Do You Need to Apply?
- Be at least 18 years old
- Provide a valid government-issued ID
- Demonstrate steady income (bank statements)
- Have an active checking account
- Enter a working phone number and email
In some cases, we may ask for additional documents, depending on the situation.
How to Apply for Loans in Maryland?
1
Fill out the application
Provide your basic personal, income, and banking details so we can review your request.
2
Get a quick decision
We run a soft credit check to assess your ability to repay the loan.
3
Receive your funds
If approved, review the loan offer, sign the agreement, and have the money deposited into your checking account.
Frequently Asked Questions
We start with a soft credit check to see if you’re eligible, which doesn’t affect your credit score. If you receive an offer and decide to move forward, we may run a hard credit check, which can have a small impact on your score.
If you complete your application before 10:00 a.m. local time on a business day and you’re approved, you may get the money the same day. Otherwise, funds usually arrive the next business day. Timing can also depend on your bank.
A missed payment may lead to a late fee, as allowed by Maryland law and your loan agreement. We may also report it to the credit bureaus, which can lower your credit score. If you expect to miss a payment, contact us in advance so we can discuss your options.
Yes. Payday loans aren’t legal in Maryland, but you can apply for an installment loan with us and repay it in fixed monthly payments. Other options include payday alternative loans (PALs) from federal credit unions and cash advance apps, though app fees can add up with repeat use. You can also ask your creditors about a payment plan.
