Simple online process. I filled out the application form in the morning and got the funds the same day.
January 27, 2026
Cash Loans Bear in Beaverton, OR 97005
Business Hours:
Monday-Sunday: 8am – 10pm
Branch Manager:
Clayton Sigge
Phone:
(503) 928-7001
Email:
clayton.sigge@loansbear.com
Great in-store experience. The store staff walks you through the whole process, and it is very fast.
December 19, 2025
All terms are clear. I submitted the form online and received an almost instant response.
November 7, 2025
Easy and quick approval process. Very reliable service.
September 23, 2025
About Our Beaverton Branch
Cash Loans Bear at 4570 SW 103rd Ave in Beaverton offers quick payday and installment loans. Our local team is available daily from 8:00 AM to 10:00 PM to help you through the process. We focus on your current income, not your credit score, so borrowers with less-than-perfect credit can still qualify.
Products & Services
A payday loan is a short-term borrowing option designed to cover urgent expenses until your next payday. The amount is repaid in a single payment, making it suitable for small emergencies.
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For larger expenses, installment loans allow you to borrow larger amounts and repay them in fixed monthly payments. This flexibility makes repayment more manageable and easier to fit into your budget.
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For a payday loan, you can typically borrow around $300, though offers may reach up to $1,000 if you qualify. In 2024, the average payday loan from Oregon-licensed lenders was $262, with an average finance charge of $13 per $100 borrowed.1 Installment loans may provide higher amounts of up to $5,000. The actual amount depends on your income and our underwriting. Loan limits and terms in Oregon are regulated to protect borrowers. You can learn more through the Oregon Division of Financial Regulation.
You may receive the cash the same day you submit your application, or by the next business day. It depends on when you apply and how quickly your bank processes the deposit.
Payday, Title, and Installment Loans in Oregon
Every licensed payday, title, and consumer finance lender in Oregon files an annual report with the state’s Division of Financial Regulation. Here’s what those lenders reported for 2024.1 These are statewide averages, not the terms of any single lender or offer.
| Oregon, 2024 | Payday loans | Title loans | Installment loans |
|---|---|---|---|
| Loans made | 104,406 | 4,817 | 138,301 |
| Total amount lent | $31.2 million | $1.4 million | $155.0 million |
| Average loan | $262 | $283 | about $1,120* |
| Average APR | 144.42% | 153.00% | 29.80% |
| Average finance charge per $100 | $13 | $13 | n/a |
*Calculated as total amount lent divided by number of loans. Source: Oregon Division of Financial Regulation.1
Payday borrowing in Oregon is shrinking. Licensed lenders made 104,406 payday loans in 2024, down from 114,200 in 2023.2 Title loans remain the most expensive of the three, with an average APR of 153.00%, so compare the total cost of each option before you choose.1
How Often Oregon Payday Borrowers Took Loans in 2024
5 or fewer loans
77.0%
6 to 10 loans
19.7%
11 or more loans
3.4%
Share of payday borrowers by number of loans taken in 2024. Calculated from borrower counts reported to the Oregon Division of Financial Regulation.1
Most Oregon borrowers use payday loans occasionally: in 2024, 77% took five or fewer loans, while 3.4% took 11 or more.1 Repeat short-term loans add up quickly, so plan how you’ll repay before you apply.
Other Locations in Oregon
How It Works
1
Simple Process
Apply online in just a few minutes.
2
Quick Approvals
Submit your application and get a quick decision.
3
Instant Funding
Get funds sent directly to your debit card or bank account.
What You Need to Apply
- A government-issued ID
- Proof of income
- An active checking account
- Proof of address
- Your Social Security Number or ITIN
Additional documents may be required.
For more information about identification and lending requirements, visit the Consumer Financial Protection Bureau.
Local Help in Beaverton Before You Borrow
A loan isn’t the right fit for every emergency. The City of Beaverton uses its federal Community Development Block Grant, an award of around $660,000 a year, to fund help for low-income residents, including:3
- Emergency rent assistance and eviction prevention
- Critical home repairs, accessibility features, and weatherization for low-income homeowners
- Financial literacy classes and access to low-interest loans for micro-businesses with five or fewer employees
To find out if you qualify, call the city’s CDBG program at 971-837-3472 or visit BeavertonOregon.gov/CDBG.
Explore Loans by State:
Why Choose Cash Loans Bear
Responses for most applicants within 15 minutes
Loan decisions are based on your current income rather than your credit score
Online applications and in-store service at SW 103rd Ave
Same-day or next business-day funding
A transparent alternative to title loans in Beaverton, OR
Extended hours from 8:00 AM to 10:00 PM every day
Frequently Asked Questions
Yes, you can. Usually, we do not perform a credit check and focus on your income and your ability to repay.
You can submit your application online. You can also visit our store on SW 103rd Ave, which is open any day from 8:00 AM to 10:00 PM for in-person service.
You can use it for medical bills, rent payments, utility bills, car repairs, or covering daily expenses between paychecks. There are no restrictions on how you plan to use your loan.
Oregon-licensed payday lenders charged an average of $13 per $100 borrowed in 2024, which worked out to an average APR of 144.42%.1 Your lender must show the exact fee and APR in your loan agreement, so review it before you sign.
Sources
-
Oregon Division of Financial Regulation
Oregon Licensed Consumer Finance Companies: 2024 Annual Activity — small-dollar loan activity. June 2025.
-
Oregon Division of Financial Regulation
Oregon Licensed Consumer Finance Companies: 2023 Annual Activity — payday loan volume. June 2024.
-
City of Beaverton
Community Development Block Grant Program Flyer 2025 — local assistance programs. 2025.
