I liked how easy it was to apply here in South Portland. I really appreciated that they gave me time to read through everything.
I wasn’t sure they’d approve me because of my credit history, but they focused more on my current income. Everything else was explained clearly.
I’m not used to taking loans and had no idea what to do. The application wasn’t complicated, and the money was in my bank account the next day.
Special thanks to the staff for being patient and answering all my questions. That helped me to feel more comfortable about the whole process.
Cash Loans Bear has been helping residents of South Portland since 2021 by providing quick access to funds when emergencies come up and can’t be postponed until the next paycheck. We’ve simplified the borrowing process, so there are no complicated requirements or piles of paperwork.
You can apply online or stop by the store at 194 Maine Mall Rd, South Portland, ME 04106, located in the same building as Guitar Center. We work with applicants in different financial circumstances, including those with less-than-stellar scores or limited credit history. As a legitimate company, we can’t guarantee approval, but we focus mainly on the borrower’s ability to repay the loan rather than their credit score alone.
The amount you may qualify for depends on the loan type, your financial profile, and your current needs. Under Maine Bureau of Consumer Credit Protection guidelines, payday loans in Maine are typically limited to $1,000. If that amount isn’t enough to cover your expenses, you may consider an installment loan instead, which may offer higher limits, often up to $5,000, depending on the lender and your eligibility.
Most approved applications are funded by the next business day. However, you may receive the funds on the same day if the loan is processed before the bank’s cutoff, typically before 10 a.m.
Apply online in just a few minutes.
Submit your application and receive a quick decision.
Get funds sent directly to your debit card or bank account.
Additional documents may be required depending on the lender.
For more information about identification and lending requirements, visit the Consumer Financial Protection Bureau.
Bad credit isn’t a dealbreaker — Approval based on current income
No hard credit check — No damage to your credit score
Brief application — No long forms to fill out
Online or in-store service — Whichever you prefer
Same-day funding — Available in some situations
Transparent terms — Outlined before the agreement is signed
Unlike traditional lenders, we don’t base our decision on the credit score alone. What matters more to us is your current financial situation and stable income, as we need to assess the risks of missed payments or defaults.
Applying online is the simplest way to get the cash needed, especially if you value your time. You can apply on our website by providing all the required details so we can review your request.
