Applied online late at night and had an offer by the time I woke up. Super easy.
April 15, 2026
Oregon Payday Loans
Apply online or in-store to get up to $300 today!
Got approved for payday loan in about 20 mins. The staff helped me with everything. Funds were on my acc the next morning. Ty!
April 7, 2026
Actually I was kinda desperate, no local bank would approve me with my score. Applied at loansbear, they checked my income and gave me the loan I could afford.
March 14, 2026
Needed $300 to cover a vet bill. The fee was clear upfront and there were no surprises at repayment. Would use again.
February 1, 2026
Drove to the Salem store because I had questions about the terms. The branch manager explained everything, no pressure. Got cash same day.
January 27, 2026
Our Locations in Oregon
- Beaverton, OR 4570 SW 103rd Ave, Beaverton, OR 97005 (503) 928-7001
- Eugene, OR 1150 Green Acres Rd, Eugene, OR 97408 (541) 255-1034
- Salem, OR 1795 Lancaster Dr NE, Salem, OR 97305 (503) 400-7235
Available Loans in Oregon
Payday Loans/Cash Advances
$100–$1,000
31–60 days
Best for: emergency bills, car repairs, medical co-pays.
Learn More
Installment loans
$500–$5,000
2–48 months
Best for: large expenses, debt consolidation, home repairs.
Learn More
Loan amounts, rates, and repayment terms vary based on lender and borrower eligibility. All products are subject to Oregon state lending laws.
Select loan amount
$500
$100$1000
Pay Cycle
Loan Amount$500
Finance Charge ($15 per $100)$75.00
Total Repayment$575.00
Estimated APR (14-day term)391%
Oregon law allows payday loans up to $50,000, but most short-term direct lenders cap their loans at $300–$1,000. The actual amount you may get will depend on your monthly income and the lender’s own limits.
Yes. Cash Loans Bear prioritizes your current income over your credit score. We conduct only a soft credit check that won’t impact your credit rating. We focus on your ability to repay the loan comfortably without dragging you into a debt spiral.
About Cash Loans Bear in Oregon
Cash Loans Bear provides payday and installment loans to Oregon residents facing unexpected expenses. We aim to help every borrower find the right loan for their needs. Borrowers use these loans to cover utility bills, rent, medical costs, car repairs, wedding gifts, and other urgent expenses. We accept applicants with all types of credit profiles, including bad credit.
Here’s what makes us a good choice:
- Bad credit welcome – We focus on your current income, not your credit history.
- Online and in-store options – Apply from home or visit us in person in the states where we operate.
- Quick same-day funding is possible – Approved loans submitted before 10 AM on weekdays may be funded the same day.
- Transparent terms – We provide a clear loan agreement written in easy-to-understand language before you sign anything.
- No hard credit check – Pre-approval won’t affect your credit score.
- State-regulated – We are fully compliant with Oregon state law.
Cash Loans Bear Helps with:
What Do You Need to Apply?
- Be at least 18 years old
- Be an Oregon citizen or a legal resident
- Have steady, verifiable income ($1,000/month or more)
- Have an active checking account with 60+ days of transaction history
- Provide a valid government-issued photo ID and SSN
- Have a working phone number and email address
In some cases, lenders may require additional documents, depending on the situation.
How to Apply for Loans in Oregon?
1
Complete an application
Fill out a secure online form or visit one of our Oregon stores. We’ll request your basic personal and financial information.
2
Get an instant decision
If you qualify, you’ll receive a loan offer with the amount, fees, and repayment schedule. We conduct only a soft credit check during the pre-approval process.
3
Receive your funds
Once you accept and sign the agreement, funds will be deposited into your account on the same* or next business day.
Frequently Asked Questions
Every legitimate lender conducts at least a soft credit check to ensure you can repay the loan. If you accept an offer, the lender may perform a hard pull, which could affect your credit score. At Cash Loans Bear, we perform only a soft credit inquiry during the pre-approval stage.
Approved applications may be funded the same business day if submitted before 10:00 AM on weekdays. Otherwise, expect funds by the next business day.
Late or missed payments may result in additional fees. Oregon law limits the types of fees lenders can charge. If there are any, they will be clearly outlined in your loan agreement. Lenders aren’t allowed to threaten criminal action or take wages without a court order.
You might consider credit union emergency loans, local assistance programs, title loans, or payday advance loans in Oregon. You may also try negotiating a payment plan directly with your creditor, although that may be harder to arrange.
