Tennessee Payday Loans

Apply online or in-store and get up to $425 easily!
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Available Loans in Tennessee

Payday Loans/Cash Advances

$100–$425
14–31 days
Best for: car repairs, urgent household expenses, utility bills, grocery bills
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Installment loans

$500–$5,000
2–48 months
Best for: vehicles, expensive electronics, education, medical bills, debt consolidation
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Loan amounts, rates, and repayment terms vary by lender and borrower eligibility and are subject to Tennessee state laws. All lending processes in the state are regulated under the Tennessee Check Cashers Act, which protects borrowers and outlines clear principles for licensed lenders. 

Select loan amount
$200
$100$425
Pay Cycle
Loan Amount$500
Finance Charge ($15 per $100)$75.00
Total Repayment$575.00
Estimated APR (14-day term)391%

Yes. We focus on your income and ability to repay, and you can still qualify with bad credit.

About Cash Loans Bear in Tennessee

We offer payday and installment loans in Tennessee for borrowers seeking fast funding through a simple application process. Regardless of your credit score, you can submit a request online or at any of our locations across the state. Compared to other loan providers in Tennessee, customers choose us for several reasons:

  • Same-day or next business day funding for approved applications
  • Borrowers with bad credit can still qualify
  • Transparent fees and rates
  • Approval from licensed direct lenders
  • Simple and quick application online and in-store
  • Borrowers can get fast approval
Cash Loans Bear in Tennessee

Cash Loans Bear Helps with:

What Do You Need to Apply?

Sometimes you may be asked for additional documents, such as proof of address or employment.

How to Apply for Loans in Tennessee?

1

Fill out the application

Apply online or visit our Tennessee location to submit a request in person.

2

Get a decision

Get a quick decision from our lenders after they review your request.

3

Receive your funds

Receive the funds in your account the same day or by the next business day.*

*Same-day funding may be available for applications approved before 10:30 a.m. on business days. In-store loans may be issued instantly with a post-dated check.

Frequently Asked Questions

Our lenders perform a soft credit check before approval. The process does not affect your score.

Many applicants receive funds the same day or by the next business day. It depends on when you apply and how quickly your bank processes the deposit.

If you need more cash, consider an installment loan, which allows you to borrow up to $5,000 and repay it in fixed monthly payments over a term that works for you.

Depending on your situation, Tennessee title loans or installment loans might be a better fit and offer more flexibility.

Tennessee law allows borrowers to have up to three payday loans. However, the combined total across all active payday loans in Tennessee cannot exceed $425.

Yes. You can cancel the loan by the close of the next business day. Return the principal in full, and you won’t be charged any finance charges.

If it happens, reach out to us immediately so we can find a solution. Late payments can trigger additional fees and affect future borrowing.

Ashley Bennett

Ashley Bennett

Financial Writer

With 7+ years in personal lending, Ashley is a former banking insider specializing in short-term loans. She translates dense fine print into plain English, helping readers compare offers and spot risky terms before signing.

Get started with your online loan application in Tennessee!

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