Payday Loan Calculator
Calculate your loan payments and total cost before applying.
Adjust the sliders to see the true cost of borrowing
Loan amount
$200
$50$1,500
Term (days)
14 days
7 days90 days
Finance charge
$30
$1$500
Total repayment in 14 days
$230
This is the full amount you’ll repay — your loan plus the finance charge.
Daily cost of borrowing
Finance charge spread across the loan term
$2.14
Effective APR
Annualised cost — useful to compare loan products
391%
See also:
Explore Your Loans Options
Payday Loans/Cash Advances
Payday loans are small, short-term cash advances designed to help you cover urgent expenses until your next paycheck.
$100 – $1,000
Term: 7 – 31 days
Installment Loans
Installment loans let you borrow a larger amount and repay it over time through fixed, scheduled payments.
$500 – $5,000
Term: 2 – 48 months
Find a Store Near You
Visit a nearby location to apply in person or speak with a representative about your options.
We operate in:
- California
- Florida
- Illinois
- Maine
- Maryland
- Missouri
- Ohio
- Oregon
- South Carolina
- Texas
- Tennessee
- Wisconsin
Cash Loans Bear Storefronts in CA
Chula Vista, CA
Cash Loans Bear Storefronts in FL
Gainesville, FL
Fort Lauderdale, FL
200 North Andrews Avenue suite 200, Fort Lauderdale, FL 33301