Minimum time and effort to receive cash. Want to thank Tyler for the great in-store experience with very quick payouts.
They were very friendly to me and helped me through the process since I was a bit confused about my income details. Will definitely recommend them
Amazing service and very knowledgeable staff. The money was deposited quickly, too
It was very easy to apply, and the terms were just fine. No extra fees except for what I agreed to.
Cash Loans Bear has been gaining the trust of Janesville residents since 2021. Over time, we have become a trusted ally that people in Wisconsin can turn to when they need extra cash to overcome financial challenges. Our store is here to provide quick, personalized support tailored to your situation, while following state lending guidelines that help protect borrowers. If you’d like to learn more about how lending is regulated in Wisconsin, you can visit the Wisconsin Department of Financial Institutions.
We are located in the Downtown area of Janesville, right in the heart of the city’s central business district on the west side of the Rock River. Our friendly staff will guide you through the entire process with ease and help you find a suitable loan option, even on weekends.
It depends on the loan type and your current financial situation. Payday loans allow you to borrow between $100 and $1,000. Small personal loans in Janesville offer amounts of up to $5,000. The exact amount you can get is subject to approval.
Most borrowers receive their funds as soon as the next business day after approval. Those who get approved before 10 AM on a business day can get the money on the same day. If you apply in store, you may be able to receive cash immediately if you provide a repayment check.
Apply online in just a few minutes.
Submit your application and receive a quick decision.
Get funds sent directly to your debit card or bank account.
Additional documents may be required depending on the lender.
For more information about identification and lending requirements, visit the Consumer Financial Protection Bureau.
Fast and secure application process
Online and in-store assistance
Easy-to-meet eligibility requirements
Quick underwriting with no hard credit check
Same-day funding options
Knowledgeable and friendly customer support
Good credit is not among the eligibility criteria. We accept applicants with bad or no credit if they can demonstrate a steady income and the ability to repay. Learn more about our income-based loans, where approval may depend more on your income than on your credit score.
Sure. You can apply for a loan online via the website 24/7. This way, you will get a response via email, typically during the lender’s operating hours. If approved, the funds will be transferred to your bank account within 1 business day.
If you need a long-term financial solution, installment and personal loans may work better for you. Those who are looking for a cheaper short-term loan can consider payday alternative loans and small loans offered via cash advance apps. A few more options include pawn shop loans and title loans. However, they are secured by your personal assets and can result in repossession if you do not pay back on time.
