Cash Loans Bear in Janesville, WI 53548
Phone:
(608) 728-7336
Customer Reviews
About Our Janesville Branch
Cash Loans Bear has been gaining the trust of Janesville residents since 2021. Over time, we have become a trusted ally that people in Wisconsin can turn to when they need extra cash to overcome financial challenges. Our store is here to provide quick, personalized support tailored to your situation, while following state lending guidelines that help protect borrowers. If you’d like to learn more about how lending is regulated in Wisconsin, you can visit the Wisconsin Department of Financial Institutions.
We are located in the Downtown area of Janesville, right in the heart of the city’s central business district on the west side of the Rock River. Our friendly staff will guide you through the entire process with ease and help you find a suitable loan option, even on weekends.
Products & Services
Payday Loans
Payday Loans are small-dollar loans that are paid back over a short period, typically on a borrower’s next paycheck. They are designed for minor emergencies that require a quick fix, such as unplanned bills, car breakdowns, or temporary cash shortfalls.
Installment Loans
Installment loans in Janesville are repaid over a longer period in fixed monthly payments, making them a better choice for larger expenses. This option offers more flexibility because the monthly payments can be structured to fit your budget.
How much can I borrow?
It depends on the loan type and your current financial situation. Payday loans allow you to borrow between $100 and $1,000. Small personal loans in Janesville offer amounts of up to $5,000. The exact amount you can get is subject to approval.
When will I get my loan funds once approved?
Most borrowers receive their funds as soon as the next business day after approval. Those who get approved before 10 AM on a business day can get the money on the same day. If you apply in store, you may be able to receive cash immediately if you provide a repayment check.
Need money outside of Janesville? We have 45 locations across Wisconsin and other states.
Other Locations in Wisconsin
Cash Loans Bear
West Allis, WI
2912 S 108th St,
West Allis,
WI 53227
(414) 867-2931
Cash Loans Bear
West Bend, WI
146 N Main St,
West Bend,
WI 53095
(262) 384-6936
Cash Loans Bear
Waukesha, WI
347 W Broadway,
Waukesha,
WI 53186
(262) 290-4041
How It Works
Simple Process
Apply online in just a few minutes.
Quick Approvals
Submit your application and receive a quick decision.
Instant Funding
Get funds sent directly to your debit card or bank account.
What You Need to Apply
A government-issued ID
Proof of income
An active checking account
Proof of address
Your Social Security Number or ITIN
Additional documents may be required depending on the lender.
For more information about identification and lending requirements, visit the Consumer Financial Protection Bureau.
Why Choose Cash Loans Bear
Fast and secure application process
Online and in-store assistance
Easy-to-meet eligibility requirements
Quick underwriting with no hard credit check
Same-day funding options
Knowledgeable and friendly customer support
Frequently Asked Questions
Do I need good credit to qualify?
Good credit is not among the eligibility criteria. We accept applicants with bad or no credit if they can demonstrate a steady income and the ability to repay. Learn more about our income-based loans, where approval may depend more on your income than on your credit score.
Can I get an online loan in Janesville?
Sure. You can apply for a loan online via the website 24/7. This way, you will get a response via email, typically during the lender’s operating hours. If approved, the funds will be transferred to your bank account within 1 business day.
What are alternatives to payday loans?
If you need a long-term financial solution, installment and personal loans may work better for you. Those who are looking for a cheaper short-term loan can consider payday alternative loans and small loans offered via cash advance apps. A few more options include pawn shop loans and title loans. However, they are secured by your personal assets and can result in repossession if you do not pay back on time.