Everything was great! The store is near me, and I will definitely visit again!
February 25, 2026
Cash Loans Bear in O’Fallon, MO 63366
Business Hours:
Monday-Sunday: 8am – 10pm
Branch Manager:
Rowan Phillips
Phone:
(636) 339-4450
Email:
rowan.phillips@loansbear.com
Wanted an installment loan, but couldn’t find a good offer. Came to the store, got a solid deal, and received my money quickly.
February 25, 2026
Was in a tough spot, came to get a loan. The staff was helpful, and approval was basically instant. Got money on the same day.
February 24, 2026
Thank you, Rowan!!! You answered all my questions and helped make the process easy!
February 24, 2026
About Our O’Fallon Branch
At our O’Fallon branch, Missouri residents can explore flexible payday and installment loan options with transparent terms and competitive fees. Our knowledgeable team is here to guide you, answer your questions, and help you choose the loan that works best for your situation.
You can borrow up to $5,000 for an installment loan, depending on your income and lender criteria. Payday loans are limited to $500 under Missouri state regulations overseen by the Missouri Division of Finance.
You can get the money on the same day if you apply early in the morning, before 10 AM. Otherwise, you can expect the funds on the next business day.
Other Locations in Missouri
- Florissant, MO 8198 N Lindbergh Blvd, Florissant, MO 63031 (314) 887-3714
- St. Charles, MO 2105 Zumbehl Rd, St Charles, MO 63303 (636) 206-8125
- St. Peters, MO 6419 Mid Rivers Mall Dr, St Peters, MO 63304 (636) 278-9887
How It Works
1
Simple Process
Apply online in just a few minutes.
2
Quick Approvals
Submit your application and receive a quick decision.
3
Instant Funding
Get funds sent directly to your debit card or bank account.
What You Need to Apply
- A government-issued ID
- Proof of income
- An active checking account
- Proof of address
- Your Social Security Number or ITIN
Additional documents may be required depending on the lender.
For more information about identification and lending requirements, visit the Consumer Financial Protection Bureau.
Why Choose Cash Loans Bear
Competitive offers
Excellent customer support
5 years of industry experience
Bad credit is welcome
Frequently Asked Questions
Yes, you can still qualify for payday and installment loans in O’Fallon, even with bad credit. Lenders primarily consider factors such as your debt-to-income ratio (DTI) and income rather than your credit score.
You need to meet the following requirements:
- Have a permanent address, an active email, a valid ID, and a US cell phone number
- Be of legal age (over 18)
- Be a U.S. citizen or permanent resident
- Have an active bank account
- Provide proof of income
