Fast funding even with bad credit. Simple application and very reliable lenders.
February 27, 2026
Cash Loans Bear in Redding, CA 96002
Business Hours:
Monday-Sunday: 8am – 10pm
Branch Manager:
Daniel Lewis
Phone:
(530) 561-6240
Email:
daniel.lewis@loansbear.com
The application process is very easy. Got a response in no time!
February 15, 2026
No paperwork and no waiting in line to be approved. Great service.
November 17, 2025
Professional and helpful staff. They are straight with you, and you know exactly what you're agreeing to.
August 21, 2025
These reviews are from verified customers; results are not typical.
About Our Redding Branch
Cash Loans Bear connects borrowers with licensed direct lenders for Redding loans and short-term financial support. We evaluate your income, not your credit score, and help you get funds directly into your bank account, often the same day. Apply online or visit our store at 2150 Churn Creek Road, where our team will guide you through the process.
Products & Services
A short-term payday loan in Redding, CA, can help you cover small emergency expenses, such as unexpected bills, car repairs, and urgent home improvements.
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Installment loans are commonly used for larger expenses. They are more manageable and budget-friendly due to a longer repayment period and fixed monthly payments.
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In California, payday loans are capped at $300 by state law. Borrowers typically receive up to $255 after the fee. These limits are set under California’s Deferred Deposit Transaction Law to help protect borrowers. You can learn more through the California Department of Financial Protection and Innovation.
You can apply for an installment loan and borrow up to $5,000, repaid in monthly installments over 3 to 48 months.
Other Locations in California
How It Works
1
Simple Process
Apply online in just a few minutes.
2
Quick Approvals
Submit your application and receive a quick decision.
3
Instant Funding
Get funds sent directly to your debit card or bank account.
What You Need to Apply
- A government-issued ID
- Proof of income
- An active checking account
- Proof of address
- Social Security Number or ITIN
Additional documents may be required depending on the lender.
For more information about identification and lending requirements, visit the Consumer Financial Protection Bureau.
Why Choose Cash Loans Bear
Income-based approval rather than credit score checks
Responses for most applicants within 15 minutes
Options available for borrowers with bad credit
Funding on the same day or by the next business day**
**Funds may be deposited on the same day if the application is sent before 10 a.m.
Frequently Asked Questions
Yes. Payday loans are legal in California and regulated under the law. Cash Loans Bear only works with licensed and compliant direct lenders.
Yes, you can. Approval is based primarily on income and ability to repay, but a soft credit inquiry is performed (this does not affect your credit score).
It depends on when you apply for a loan and how quickly your bank processes the deposit. Usually, the funds are received the same day or by the next business day.
Apply online through our website anytime. If you’d rather come in person, visit us at our Churn Creek Road location. We’re open seven days a week from 8:00 AM to 10:00 PM.
