Cash Loans Bear in Salem, OR 97305
Payday and installment loan options at 1795 Lancaster Dr NE
Looking for another Oregon location? Cash Loans Bear has multiple offices across the state. Browse nearby stores to find the most convenient option for you.
Unexpected expenses can easily disrupt even the most carefully planned budget. When overdue bills can’t wait, many residents start searching for payday loans in Salem, Oregon that can deliver a quick decision without complicated paperwork. Cash Loans Bear offers short-term funding solutions for urgent situations, with in-person assistance available to help you choose the option that works best for you.Our representatives will be more than happy to assist you with the application and answer all your questions. Visit us at 1795 Lancaster Dr NE to learn more about available loan options.
Address: 1795 Lancaster Dr NE, Salem, OR 97305
Across the street from Sherwin-Williams Paint Store
Email: allyn.jeanie@loansbear.com
Phone: (503) 400-7235
Business Hours:
Monday-Sunday: 8am – 10pm
Branch manager: Allyn Jeanie
What Salem Customers Say
When people in Oregon need short-term financial help, quick decisions, clear terms, and simple requirements matter most.
Here’s what Salem borrowers had to say about Cash Loans Bear:
About Cash Loans Bear in Salem, OR
We help residents access legitimate short-term financing whenever there are urgent expenses. Conventional lenders typically take weeks to review loan applications and deny the ones with weak credit scores.
Our application procedure is simple and can be submitted either on the website or in the brick-and-mortar branch. You only need to fill out a form with personal and income information so we can evaluate your eligibility. If qualified, you receive a loan offer outlining the amount, repayment terms, and fees. You can review the agreement before signing anything to ensure it fits your monthly budget.
Products & Services
Every financial need requires different borrowing solutions. Whether you need a small advance until your next paycheck or a more manageable repayment plan, Cash Loans Bear has several personal loans to choose from in Salem, OR.
Payday Loans/Cash Advances
It’s a short-term cash advance and is better used for expenses that must be handled immediately. Given the tight repayment period, this option is typically suited for smaller costs that can be covered by your next paycheck.
Max Amount
$1,000
Term
31 – 60 days
Finance Charge
$10 per $100
APR
~153.77%
Loan amounts, rates, and repayment terms vary by lender and borrower eligibility and are subject to Oregon state lending laws.
How to get a payday loan in Salem, OR?
You can complete a simple application form online or in the store if you prefer in-person assistance. Once we review your information, you’ll get a loan offer with the terms and fees if you meet the requirements.
Installment Loans
This type of loan comes with a longer repayment period, spreading the payments over several months. It’s designed for borrowers who need to cover larger expenses and can’t repay everything at once.
Max Amount
$5,000
Term
2-48 months
Finance Charge
Included in APR
APR
36%
Loan amounts, rates, and repayment terms vary by lender and borrower eligibility and are subject to Oregon state lending laws.
What is needed to get approved?
You’ll need to provide a valid ID, an active checking account, contact information, and proof of steady income so we can assess your ability to repay the loan.
Can I apply with bad credit?
Your credit score isn’t the only factor considered, since we focus on your steady income. If you demonstrate that you can repay the loan, you may qualify even with less-than-perfect credit. Explore how income-based loans work.
Why Choose Cash Loans Bear
Our goal is to simplify the borrowing process as much as possible, making it clear, predictable, and free of unnecessary steps.Here’s what you can expect when you apply with us:
Bad credit welcome — current income matters most
Fast application — completed in several minutes
Online or in-store options — pick any that suits you
Same-day funding — possible for approved loans**
Transparent terms — reviewed before signing anything
Reliable support — ongoing guidance at all stages
**Funds may be deposited on the same day if the application is sent before 10 a.m.
FAQ
How much can I borrow?
All amounts depend on your financial situation and the type of loan. With the short-term advances, borrowers may get up to $1,000, while installment loans may offer higher limits, up to $5,000.
How quickly can I get the cash once approved?
In most cases, funds are sent on the next business day after approval. However, same-day transfers may be available if the payment is processed before the bank’s cutoff time.
Do you offer title loans in Salem, OR?
Cash Loans Bear doesn’t offer title loans at this time. We focus mainly on unsecured options, which don’t require using any collateral. You may consider a payday or an installment loan instead, depending on the situation.
Where can I get an online loan in Salem, OR?
You can apply through the Cash Loans Bear website from any device with Wi-Fi. The process is designed to be quick, secure, and convenient.
Nearby Locations
Cash Loans Bear
Beaverton, OR
4570 SW 103rd Ave,
Beaverton,
OR 97005
(503) 928-7001
Cash Loans Bear
Eugene, OR
1150 Green Acres Rd,
Eugene,
OR 97408
(541) 255-1034