Cash Loans Bear in Florissant, MO 63031

Payday and installment loans at 8198 N Lindbergh Blvd

Don’t live in Florissant? We have 40+ convenient locations across Missouri and other states.

Facing a financial emergency? Cash Loans Bear is here to provide the financial assistance you need. Florissant residents can apply for our payday and installment loans online and in-store. We offer a fast application process, quick approvals, and near-instant fund transfers. We work with applicants who have bad credit and don’t run hard credit checks.

If you want to apply with us, complete a simple online form or visit our local store today:

Address: 8198 N Lindbergh Blvd, Florissant, MO 63031
In the same building as Plato’s Closet
Email: gene.reid@loansbear.com
Phone: (314) 887-3714

Business Hours:
Monday-Sunday: 8 am – 10 pm

Branch manager: Gene Reid

Get Directions

Apply Online

Client Reviews

With nearly five years in the industry, Cash Loans Bear has helped many customers find suitable loan offers. Here’s what they say:

Olivia H.

2026-02-21

Customer support answered my questions quickly, and the application process didn’t feel overwhelming. Once approved, the funds were processed within the timeframe I was given.

Kevin M.

2026-02-20

The online form was simple and didn’t take long to complete. I liked that I could compare terms before accepting anything. It made the whole experience feel transparent and straightforward.

Samantha W.

2026-02-19

I was worried my credit history would hold me back, but I was still able to review an offer through the platform. Everything was explained upfront, which made me feel more confident moving forward.

Daniel R.

2026-02-18

Filled out the application in just a few minutes and received a response faster than I expected. The process was smooth, and I appreciated seeing the loan details clearly before making a decision.

About Cash Loans Bear in Florissant, MO

Cash Loans Bear’s Florissant store offers Missouri residents a range of financing options. Our team is there to guide you through the process and provide quick answers to your questions. Full transparency and data security are our guiding principles, and we will ensure you understand the terms and conditions for each offer you receive.

Visit our store today and get the professional support you need in an emergency!

Products & Services at 8198 N Lindbergh Blvd

Loans offered at our Florissant, MO, location can be used to cover any unexpected expenses you might face. Be it an expensive purchase, a sudden trip, or even a $400 grocery bill, our loan solutions can help.

Payday Loans/Cash Advances

Payday loans allow you to receive a lump-sum deposit and repay it by your next paycheck. Usually, lenders charge you a fee per $100 borrowed, with possible origination fees.

Max Amount

$500

Term

14–31 months

APR

~463%*

*Rates and fees depend on loan size, duration, state regulations, and the applicant’s financial profile.

Loan Amount $200

Term (days) 23

APR (%) 460%

Loan Amount

$500.00

Finance Charge

$75.00

Total Repayment

$575.00

How to get a payday loan in Florissant, MO?

To get a payday loan, please review the eligibility criteria first. If you qualify, gather the required documents and apply online or in person. Afterwards, we’ll process your application and get back to you with our decision. If approved, you’ll receive offers from lenders, choose one, and sign an agreement with that lender.

Installment Loans

Installment loans are a type of loan meant for bigger purchases. Repayment involves returning the original sum with interest in monthly installments.

Max Amount

$5,000

Term

2-24 months

APR

~300%*

*Rates depend on loan size, duration, and the applicant’s financial profile.

Loan Amount $2,500

Term (months) 10

APR (%) 100%

Loan Amount

$2,500.00

Monthly Payment

$542.00

Total Interest

$752.00

Number of Payments

6

Total Cost of Loan

$3,252.00

What are the eligibility requirements?

You need to comply with the following criteria:

Have a permanent address, an active email, a valid ID, and a U.S. cell phone number.

Be of legal age (18 or older)

Be a U.S. citizen or permanent resident

Have an active bank account

Provide proof of income

Please keep in mind that you may be asked to provide additional documentation (bank statements, pay stubs, lease agreement, utility bills, etc.).

I have bad credit. Can I apply and get approved?

Sure. Cash Loans Bear works with understanding lenders. Instead of focusing only on your score, they may consider other factors like income or your debt-to-income ratio (DTI). Read more about this. Read more about how income-based loans work.

Why Customers Choose Us

Cash Loans Bear works with customers who have bad credit. We offer a quick, easy application, both online and in-store. The only thing you need to do is make sure you meet our eligibility requirements. Then, you can apply, get approved, and choose between offers from direct lenders.

Here’s why people choose us:

No hard credit checks

Near-instant approval decisions

No focus on your FICO score

Professional guidance for each client

Frequently Asked Questions

How much can I borrow?

With us, you can borrow up to $500 with a payday loan and up to $5,000 with an installment loan. Direct lenders will determine the maximum amount based on your income and credit, so please review each offer before agreeing.

How soon can I get the money?

If you apply early in the morning on a business day and are approved before 10 AM, you can get a same-day transfer. Otherwise, expect to get the money on the next business day.

Can I apply for the loan online?

Yes, you can. The application is very straightforward, and after you fill it out, we’ll get back to you with our decision. If you’re approved, you can expect to receive offers from our lending partners.