Skip to content
Home » Cash Loans Bear in Bangor, ME 04401

Cash Loans Bear in Bangor, ME 04401

yelp logo
mapquest logo
yahoo local logo
tuugo logo
proven expert logo
find-us-here logo

Not in Bangor, ME? We have 45 locations across the country.

If you’re living in Maine, more specifically Bangor, and are looking for solid offers, look no further! Cash Loans Bear has provided competitive short-term financing options for nearly 5 years. We offer great customer support, fully legitimate offers, and no hard credit checks during the application process. We work with bad credit and don’t consider it to be a deciding factor. 

If you’re interested, visit our Bangor location at:

What Our Clients Think

We always strive to provide the best experience. Our customer testimonials prove that:

About Cash Loans Bear in Bangor, ME

Cash Loans Bear is a legitimate service provider with lots of industry experience. We don’t conduct hard credit checks, provide near-instant approvals, and ensure the money gets to you fast. Whether you apply online or in-store, our team is here to support you throughout the process.

Visit our store today and see the difference for yourself.

Products & Services

If you visit our store, you can apply for the following products:

Payday loans are great for covering small expenses. Grocery bills, repairs, or even utility bills are all reasons to take out such a loan. You repay the amount borrowed by the next payday. Fees and APRs depend on the amount and are subject to the Consumer Credit Code.

Max Amount

$1,000

Term

Up to 31 days

Finance Charge

$5–$25 fee

APR

~25% – 30%

Loan amounts, rates, and repayment terms vary by lender and borrower eligibility and are subject to Maine state lending laws.

Loan Amount
$500.00
Finance Charge
$15.00
APR
28%
Total Repayment
$515.00

These are personal loans best-suited for larger purchases. If you want a new Smart TV, a car, or a phone, they can help spread out the expense. You repay the original amount with interest over time, with terms and conditions that vary by offer.

Max Amount

$5,000

Term

2-48 months

Finance Charge

$100 – $1,200

APR

~18% – 30%

Loan amounts, rates, and repayment terms vary by lender and borrower eligibility and are subject to Maine state lending laws.

Loan Amount
$2,500.00
Monthly Payment
$230.00
Total Interest
$260.00
Number of Payments
12
APR
24%
Total Cost of Loan
$2,760.00

Are there any alternatives to payday or installment loans?

Of course! It just depends on what you’re looking for. If you live in Bangor and own a car, you could get a title loan. If you want to purchase an accessory or new headphones, you can try BNPL. Other alternatives include government programs or credit unions.

Why Choose Cash Loans Bear?

Cash Loans Bear is a service provider with years of experience in the industry. Our short-term financing options can help in emergencies without breaking the bank. We stay competitive with our offers, only work with legitimate direct lenders, and always improve our services. 

Beyond those reasons, our customers choose us because:

Frequently Asked Questions

What do I need to apply in-store?

You need to ensure you comply with the following criteria:

Have a permanent address, an active email, a valid ID, and a US cell phone number.

Be of legal age (over 18)

Be a U.S. citizen or permanent resident

Have an active bank account

Provide proof of income

How quickly can I get the cash once approved?

You can get it on the same day if you apply early in the morning. Otherwise, expect to get it on the next business day.

Can I apply for a payday loan with bad credit?

Yes, you can! Lenders will consider other criteria (e.g., DTI, income) when making decisions.