Missouri Payday Loans

Apply online or in-store to get up to $500 quickly!

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Available Loans in Missouri

Payday Loans/Cash Advances

$100–$500
14-31 days
Best for: emergency bills, car repairs, medical co-pays, groceries, phone repairs
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Installment loans

$500–$5,000
2–48 months
Best for: big purchases, debt consolidation, home repairs, relocation
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Loan amounts, rates, and repayment terms vary based on lender and borrower eligibility. All products are subject to Missouri state lending laws. Payday and installment lenders in Missouri are regulated by the Missouri Division of Finance.

Select loan amount
$200
$100$500
Pay Cycle
Loan Amount$500
Finance Charge ($15 per $100)$75.00
Total Repayment$575.00
Estimated APR (14-day term)391%

The direct lenders we work with are very lenient. They will review your application, paying closer attention to your income and DTI, and determine whether you’re eligible.

About Cash Loans Bear in Missouri

For nearly five years, Cash Loans Bear has been helping customers find suitable loan offers. We work with trusted, legitimate lenders that make fast loan decisions and provide near-instant funding. We care about our customers and employ robust data protection measures. Borrowers trust us because: 

  • Same-day funding 
  • No hard credit checks for pre-approval
  • Experienced and helpful customer support
  • Applicants with bad credit are welcome
Cash Loans Bear in Missouri

What Do You Need to Apply?

In some cases, lenders may require additional documents, depending on the situation.

How to Apply for Loans in Missouri?

1

Fill out the application form

Make sure your answers are complete and include supporting documents where applicable.

2

Wait for approval

We will review your application and perform a soft credit check without affecting your score.

3

Receive the funds

Read and sign the loan agreement if you’re happy with the terms and conditions. Afterwards, you’ll either get a same-day or next-day deposit.*

Frequently Asked Questions

If you apply before 10 AM local time, you can get the funds on the same day. Otherwise, you can expect to get your deposit on the next business day.

The $500 limit applies only to payday loans. If you get an installment loan, you can borrow up to $5,000.

As Cash Loans Bear is not a lender, we only perform soft checks to determine initial eligibility. If you express interest in an offer, lenders may do a hard pull, so review each agreement carefully and ensure you understand the terms.

It depends. For some lenders, a soft inquiry is all that’s needed, while others may elect to review your case thoroughly and pull additional information. If only a soft check is performed, it doesn’t affect your score. Hard inquiries can lower your credit score by about 5 to 10 points.

For payday loans, Missouri law grants a one-business-day cancellation right after signing, with no penalty. For installment loans, there is no automatic cancellation right once you sign the agreement. Before signing either, you can withdraw at any time with no obligation.

Late payments may result in extra fees and may be reported to the credit bureaus. If at any time you feel you can’t make the payment, contact us or your lender immediately.