Cash Loans Bear in Janesville, WI 53548
Payday and installment loans at 103 W Milwaukee St
Need a loan in Janesville? We have 40+ locations across Wisconsin and other states.
Cash Loans Bear is a partner you can count on when you have an urgent financial need. With us, Janesville residents can borrow $100 to $5,000 to cover both their short-term and long-term needs. Visit our physical store today or complete a simple online application process from anywhere in Wisconsin. We do not perform hard credit checks, which allows for instant decisions and same-day funding.
Address: 103 W Milwaukee St, Janesville, WI 53548
In the same building as Raven’s Wish Gallery
Email: tyler.reed@loansbear.com
Phone: (608) 728-7336
Business Hours:
Monday-Sunday: 8am – 10pm
Branch manager: Tyler Reed
Trusted by Thousands of Customers
People choose us for a reason:
About Cash Loans Bear in Janesville, Wisconsin
Cash Loans Bear has been gaining the trust of Janesville residents since 2021. Over time, we have become a trusted ally that people in Wisconsin can turn to when they need extra cash to overcome financial challenges. Our store is open to help those facing unexpected expenses get quick, personalized support tailored to their set of conditions.
We are located in the Downtown area of Janesville, right in the heart of the city’s central business district on the west side of the Rock River. Our friendly staff will guide you through the entire process with ease and help you find a suitable loan option, even on weekends.
What Products & Services We Offer
We understand the challenges people face every day and provide solutions that meet their needs.
Payday Loans/Cash Advances
Cash advance loans are small-dollar loans that are paid back over a short period, typically on a borrower’s next paycheck. They are designed for minor emergencies that require a quick fix, such as unplanned bills, car breakdowns, or temporary cash shortfalls.
Max Amount
$1,000
Term
14–30 days
APR
up to 599.51%
How to get a payday loan in Janesville, WI?
To complete an application, you need to fill out a loan request form online or at one of our physical stores. It will take you about 5 minutes, and you’ll receive a response almost instantly.Once approved, read and sign the loan agreement and receive the funds via a direct deposit no later than the next business day.
What are alternatives to payday loans?
If you need a long-term financial solution, installment and personal loans may work better for you. Those who are looking for a cheaper short-term loan can consider payday alternative loans and small loans offered via cash advance apps. A few more options include pawn shop loans and title loans. However, they are secured by your personal assets and can result in repossession if you do not pay back on time.
Installment Loans
Installment loans in Janesville are repaid over a longer period in fixed monthly payments, making them a better choice for larger expenses. This option offers more flexibility because the monthly payments can be structured to fit your budget.
Max Amount
$5,000
Term
2–48 months
APR
up to 385%
What should I bring to apply?
To process your loan application, we need your ID, SSN, proof of income, proof of address, banking details, and your contact information. Prepare these documents in advance, or upload copies of them if you apply online.
Do I need good credit to qualify?
Good credit is not among the eligibility criteria. We accept applicants with bad or no credit if they can demonstrate a steady income and the ability to repay. Learn more about our income-based loans, where approval may depend more on your income than on your credit score.
Why Choose Cash Loans Bear
Cash Loans Bear cares about the people it serves and does everything possible to help them reach their goals and build a better financial future. With us, you can receive emergency assistance from a direct lender even with bad credit.
Our benefits:
Fast and secure application process
Online and in-store assistance
Easy-to-meet eligibility requirements
Quick underwriting with no hard credit check
Same-day funding options
Knowledgeable and friendly customer support
FAQ
How much can I borrow?
It depends on the loan type and your current financial situation. Payday loans allow you to borrow between $100 and $1,000. Small personal loans in Janesville offer amounts of up to $5,000. The exact amount you can get is subject to approval.
When will I get my loan funds once approved?
Most borrowers receive their funds as soon as the next business day after approval. Those who get approved before 10 AM on a business day can get the money on the same day. If you apply in store, you may be able to receive cash immediately if you provide a repayment check.
Can I get an online loan in Janesville?
Sure. You can apply for a loan online via the website 24/7. This way, you will get a response via email, typically during the lender’s operating hours. If approved, the funds will be transferred to your bank account within 1 business day.