Almost instant funding. I applied online for a cash loan in Greenville, SC, and received funds the same day!
February 10, 2026
Cash Loans Bear in Greenville, SC 29607
Business Hours:
Monday-Sunday: 8am – 10pm
Branch Manager:
Cory Parker
Phone:
(864) 385-2523
Email:
cory.parker@loansbear.com
Professional staff. They were very helpful and made the whole process stress-free, with no hard credit check.
January 4, 2026
Easy application process. I needed a small loan, and I got it fast, even with bad credit.
December 15, 2025
The staff at this store near me were very helpful. Fast, 5-star service.
October 2, 2025
About Our Greenville Branch
Cash Loans Bear at 600 Independence Blvd, Suite 200, is one of the most trusted loan places in Greenville, SC. We offer short-term loans, following all local regulations overseen by the South Carolina Department of Consumer Affairs. We focus on your income, so you can qualify even with bad credit. Our local team is available every day to guide you through the process in-store or online.
Greenville, SC Financial Snapshot
A quick look at what local data shows about growth, housing costs, jobs, and lending conditions in Greenville, SC right now.
Housing Costs and Population Growth
Greenville County’s population reached an estimated 583,125 residents in mid-2025, up 11.0% from the 2020 Census.1 The wider Greenville-Anderson-Greer metro area crossed 1 million residents for the first time in 2025, a 9.3% increase since 2020 that outpaced the statewide growth rate of 8.8%.2 That growth has pushed up what residents pay to live here: the median gross rent in Greenville County is $1,262 a month, and homeowners with a mortgage pay a median of $1,561 a month.1
Home prices have followed the same trend. The median home sale price in the city of Greenville reached $499,440 in November 2025, up 3.0% from a year earlier.3 Countywide, the median sale price rose a sharper 6.5% year over year to $350,285, even as the number of homes sold fell.3
Greenville County population, 2020 vs. 20251
2020
525.5K
2025
583.1K
Median home sale price, city of Greenville3
2024
$485K
2025
$499K
Monthly housing cost, Greenville County1
Rent
$1,262
Own
$1,561
Jobs, Self-Employment, and Lending Conditions
The Greenville-Spartanburg area’s unemployment rate stood at 3.7% in the first quarter of 2025, up slightly from 3.3% a year earlier, and resale homes are sitting on the market longer: an average of 3.8 months of inventory, compared with 2.4 months a year before.4 South Carolina counts more than 530,000 small businesses, which together employ 42.9% of the state’s workforce, a large share of residents whose income depends on self-employment, hourly work, or a small-employer payroll rather than a fixed salary.5
Mortgage lending patterns show buyers leaning more on lower-down-payment financing. FHA and VA loans together made up 30.5% of Greenville County mortgages in 2024, up from 26.5% in 2019, and the average loan-to-value ratio on VA loans climbed to 98.4%, meaning many buyers are financing with very little equity of their own.6 Greenville, SC economic indicators, 2024-2025
| Metric | Latest value | Change |
|---|---|---|
| Greenville County population1 | 583,125 | +11.0% since 2020 |
| Median gross rent1 | $1,262/mo | — |
| Median owner cost with mortgage1 | $1,561/mo | — |
| Median home sale price (city)3 | $499,440 | +3.0% YoY |
| Median home sale price (county)3 | $350,285 | +6.5% YoY |
| Unemployment rate (Greenville-Spartanburg)4 | 3.7% | +0.4 pt YoY |
| Resale homes: months of inventory4 | 3.8 months | +1.4 mo YoY |
| FHA + VA share of local mortgages6 | 30.5% (2024) | up from 26.5% in 2019 |
Products & Services
A payday loan is a short-term cash advance designed to cover urgent expenses until your next paycheck. It’s repaid in a single payment and is commonly used for small emergencies that can’t wait, such as utility bills or car repairs.
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Installment loans let you borrow a larger amount and repay it in fixed monthly payments. This makes them a more manageable option for bigger expenses and easier to plan around your budget.
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Payday loans in Greenville, SC, go up to $550, and installment loans go up to $5,000. The exact amount depends on your income and our underwriting.
You can often be funded the same day. In some cases, it may be the next business day, depending on when you apply and how quickly your bank processes the deposit.
Other Locations in South Carolina
- Hilton Head Island, SC 93 Mathews Dr, Hilton Head Island, SC 29926 (843) 891-6139
- Sumter, SC 403 Rast St, Sumter, SC 29150 (803) 962-9985
How It Works
1
Simple Process
Apply online in just a few minutes.
2
Quick Approvals
Submit your application and receive a quick decision.
3
Instant Funding
Get funds sent directly to your debit card or bank account.
What You Need to Apply
- A government-issued ID
- Proof of income
- An active checking account
- Proof of address
- Your Social Security Number or ITIN
Additional documents may be required.
For more information about identification and lending requirements, visit the Consumer Financial Protection Bureau.
Explore Loans by State:
Why Choose Cash Loans Bear
You usually hear back fast, within 15 minutes of applying
Your credit score isn’t the deciding factor, but your income is
Apply online or in person on Independence Blvd
Money is transferred quickly, often the same day after approval
You can review every rate, fee, and term before signing anything
We’re open every day from 8:00 AM to 10:00 PM to assist you
Frequently Asked Questions
Yes. Instead of a traditional credit check, we look at your current income and ability to repay, so borrowers with bad credit or no credit history can still qualify for loans in Greenville, SC.
You can apply online through our website at any time, or visit our Greenville store. We’re open every day with extended hours for in-person service.
Sources
-
U.S. Census Bureau
QuickFacts: Greenville County, South Carolina — Vintage 2025 population and American Community Survey housing estimates.
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The Post and Courier
Greenville-Anderson-Greer metro area surpasses 1 million residents — citing U.S. Census Bureau estimates. 2025.
-
Redfin
Greenville, SC Housing Market and Greenville County Housing Market — housing market data. November 2025.
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Land Advisors Organization
-
U.S. Small Business Administration, Office of Advocacy
South Carolina 2025 Small Business Profile — small business data. June 2025.
-
Consumer Financial Protection Bureau
Home Mortgage Disclosure Act Data, Greenville County, South Carolina — compiled via Homebuyer.com. Retrieved September 2026.
