Cash Loans Bear in Germantown, MD 20874
Short-term and installment loans at 19825 Century Blvd
Searching for a different Maryland store? Cash Loans Bear serves customers across MD. Check nearby locations to find the closest one.
Short-term loans in Germantown, MD, help residents cover urgent expenses when bills can’t wait. Cash Loans Bear offers legitimate lending solutions with quick decisions and in-store assistance, helping local residents handle urgent expenses when they arise.
For in-person support, visit the Germantown area location at 19825 Century Blvd, where our representatives help you complete the application and choose a loan option to meet your needs.
Address: 19825 Century Blvd, Germantown, MD 20874
In the same building with Starbucks
Email: jayla.ernestine@loansbear.com
Phone: (301) 820-7596
Business Hours:
Monday-Sunday: 8am – 10pm
Branch manager: Jayla Ernestine
Reviews from Germantown Borrowers
Borrowers in Maryland often rely on Cash Loans Bear for small personal loans, as we offer speed, transparency, and professional service.
Here’s what local customers say:
About Cash Loans Bear in Germantown
Cash Loans Bear provides Maryland residents with borrowing solutions when traditional financing isn’t available. Our services include short-term personal loans, along with installment plans that allow repayment over time.
You can apply online or in-store by filling out a quick request form. Our team will then assess your eligibility. Once approved, funds will be deposited directly into your checking account on the next business day. Clear loan terms and structured payments help borrowers better see the full picture.
Products & Services
Many residents searching for payday loans in Germantown, Maryland, are actually looking for short-term financial solutions. Cash Loans Bear offers several loan options so you can choose what fits your situation best.
Short-Term Loans
These small loans from a direct lender are designed to cover unforeseen expenses that can’t wait or situations where banks are unlikely to approve a loan. Even though the repayment period is short, you can settle the balance by your next payday. The terms and fees may vary and are defined by the amount and the borrower’s profile.
Max Amount
$1,000
Term
14–31 days
APR
Capped at 33%
(2.75% per month)*
*Maximum rates permitted under Maryland law. Actual rates and terms vary based on loan size and borrower qualifications.
Installment Loans
This type of personal loan in Germantown is designed for larger expenses, such as home improvements, relocation, or debt consolidation. Borrowers can receive up to $5,000 and repay it over 2–24 months through monthly installments. The APRs, terms, and available amount depend on the applicant’s FICO score and financial situation.
Max Amount
$5,000
Term
2–24 months
APR
Capped at 33%
(2.75% per month)*
*Maximum rates permitted under Maryland law. Actual rates and terms vary based on loan size and borrower qualifications.
How to get a payday loan in Germantown, MD?
You can submit a short application in person at 19825 Century Blvd or online. You need to share your personal and banking information, as well as provide bank statements as proof of income. Once we review your eligibility, you’ll get a loan offer outlining the terms and fees.
What must I bring when applying in-store?
To apply, you’ll need identification documents (ID, driver’s license, passport), bank statements, checking account details (account and routing numbers), and contact information.
Can I apply with bad credit?
Because we primarily consider your current income and financial situation, your credit score may not be a deciding factor. You can apply regardless of your credit history, as long as you can repay the loan. Learn more about income-based loans for bad credit.
Why Choose Us
Cash Loans Bear focuses on delivering clear communication and reliable financing options.
With us, you can get:
Bad credit considered — Income matters most
Quick application — Easily completed in less than 10 minutes
Online or in-store — Whichever is more convenient
No hard credit check — No damage to your FICO score
Upfront terms — Outlined before you agree
Transparent process — No hidden fees and terms
Frequently Asked Questions
How much can I borrow with Cash Loans Bear?
The amount you may qualify for depends on the loan type and your financial profile. Short-term loans are smaller, up to $1,000, while installment loans offer higher limits, with a maximum of $5,000.
How quickly can I get the cash once approved?
In most cases, approved applications are funded on the next business day and deposited directly into the checking account you provided. Same-day deposits may be available if they are processed before the bank’s cutoff time, typically before 10:00 a.m.
Where can I get an online loan in Germantown, MD?
You can apply on our website by filling out the form so we can review your request and determine whether you meet our requirements.
Nearby Locations
Cash Loans Bear also serves other Maryland communities. If you’re exploring options outside Germantown, MD, check nearby locations:
Cash Loans Bear
Silver Spring, MD
8632 US-29,
Silver Spring,
MD 20910
(240) 558-5670