Thank you for your help and quick deposits. Jane was the best!
March 2, 2026
Cash Loans Bear in Brooklyn Park, MD 21225
Business Hours:
Monday-Sunday: 8am – 10pm
Branch Manager:
Jane Duncan
Phone:
(928) 427-8087
Email:
main@loansbear.com
I've already used their loan three times, and everything was fine each time. Honest and helpful
February 17, 2026
Great location with very friendly and professional staff. Their branch manager Jane is a sweetheart
January 9, 2026
Very easy process, even if you were not prepared to take out a loan in advance. They get me in and out very quickly
December 12, 2025
About Our Brooklyn Park Branch
Cash Loans Bear store is not an average loan place in Brooklyn Park. We help people with all types of credit access bank-level financial services without the hassle of the traditional loan process. Our team of professionals goes above and beyond to make the entire process smooth and straightforward.
We aim to provide underwriting results almost instantly and offer same-day funding options to meet your urgent money needs. Visit our store that is conveniently located in the northernmost part of Anne Arundel County, near Design Beauty Supply and Care 360 Pharmacy. The Cash Loans Bear team will do the rest to provide you with the right loan option.
Products & Services
Payday loans, also called cash advance loans, aren’t legal in Maryland, so we don’t offer them. Instead, we offer installment loans with fixed monthly payments, so you know exactly what you’ll pay each month. You can borrow a small amount for an unexpected bill or a larger sum for bigger expenses.
Apply Now
The exact amount you can get depends on your income and existing debts. In Maryland, small-dollar loans are made under the Maryland Consumer Loan Law and overseen by the Maryland Commissioner of Financial Regulation. The law caps interest at 33% APR on the first $1,000 of a loan and 24% APR on any amount above that; loans over $2,000 are capped at 24% APR in full1. Since payday loans aren’t legal in Maryland, borrowers here can apply for installment loans from $100 up to $5,000. Your ability to repay affects the final decision.
In most cases, borrowers get their funds within 1 business day after approval. If you finalize your loan before 10 AM on a business day, the money can be transferred to you on the same day. In-store applicants can get instant cash after approval if they provide a check for repayment.
Other Locations in Maryland
- Germantown, MD 19825 Century Blvd, Germantown, MD 20874 (301) 820-7596
- Silver Spring, MD 8632 US-29, Silver Spring, MD 20910 (240) 558-5670
- St Charles, MD 1216 Smallwood Dr W, St Charles, MD 20603 (240) 685-9648
How It Works
1
Simple Process
Apply online in just a few minutes.
2
Quick Approvals
Submit your application and receive a quick decision.
3
Instant Funding
Get funds sent directly to your debit card or bank account.
What You Need to Apply
- A government-issued ID
- Proof of income
- An active checking account
- Proof of address
- Your Social Security Number or ITIN
Additional documents may be required.
For more information about identification and lending requirements, visit the Consumer Financial Protection Bureau.
Brooklyn Park, MD 21225 by the Numbers
Brooklyn Park sits on the Baltimore City line in northern Anne Arundel County, and household budgets here look very different from the county as a whole. The figures below cover ZIP code 21225 and come from the county’s 2025 Brooklyn Park Needs Assessment and Maryland sources.2
22.3%
Poverty rate in ZIP 21225, about four times the county’s 5.5%2
$50,069
Median household income in ZIP 21225, 20232
25.7%
Households receiving SNAP, or 3,326 households2
$100K
Largest 0% county façade loan for Brooklyn Park business properties3
33%
Maryland interest cap on consumer loan balances of $2,000 or less1
ZIP 21225 vs. Anne Arundel County
| Measure | Brooklyn Park (21225) | Anne Arundel County |
|---|---|---|
| Median household income (2023) | $50,069 | $116,548 |
| Poverty rate | 22.3% | 5.5% |
| Households receiving SNAP | 25.7% | 6.5% |
| Households with no vehicle (2023) | 12% | 1.9% |
| Workers who work from home | 2% | 23% |
Source: Anne Arundel County, 2025 Brooklyn Park Needs Assessment (U.S. Census Bureau ACS data).2
Poverty Rate by ZIP Code, Northern Anne Arundel County (2023)
21225 Brooklyn Park
22.3%
21226 Curtis Bay
15.5%
21061 Glen Burnie (W)
9.0%
21060 Glen Burnie (E)
8.8%
County average
5.5%
Source: 2025 Brooklyn Park Needs Assessment, ACS 5-year estimates 2019–2023.2
With few people working from home and one in eight households without a car, commuting, car repairs, and childcare take a big share of many local paychecks. Before you borrow, add up those monthly costs and make sure the loan payment still fits your budget.
Local Loan and Assistance Programs in Brooklyn Park
A personal loan isn’t the only option. Anne Arundel County and its partners run programs for specific needs, and some of them cost far less than a personal loan.
| Program | Who it’s for | Amount | Terms |
|---|---|---|---|
| Property Rehabilitation Program (Arundel Community Development Services) | County homeowners with household income at or below 80% of the area median | Up to $40,000 | Low or 0% interest, usually no monthly payments4 |
| Arundel Community Reinvestment Fund (AAEDC) | Owners and tenants of commercial property in Brooklyn Park | Up to $100,000 | 0% interest, 3 to 7 years; grant of up to $50,000 may also apply3 |
| VOLT Microloan Fund (AAEDC) | Small, minority-, woman-, or veteran-owned businesses that completed an accelerator program | Up to $50,000 | Contact AAEDC for rates3 |
Program terms can change. Check with the program administrator before you apply.
Explore Loans by State:
Why Choose Cash Loans Bear
The loan process can be completed in 5 minutes
No extensive paperwork or faxing
In-store and online applications
No hard credit check
Same-day funding options
Transparent loan terms
Frequently Asked Questions
Cash Loans Bear requires basic information and documents. You need to provide your ID, SSN, proof of income, proof of address, banking details, and contact information. Also, note that we only accept applications from permanent U.S. residents who are of legal age.
Your bad credit is not an obstacle. We assess your overall financial situation instead of relying solely on your credit score. Borrowers with bad or no credit can qualify if they provide proof of steady and sufficient income.
If you have a busy schedule or want to apply from the comfort of your home, simply complete our easy online application form via the website. This way, you will receive a loan decision by email. The approved amount will be deposited into your account via an ACH transfer.
At Cash Loans Bear, you can apply for an installment loan and repay it in fixed monthly payments instead of one lump sum. Cash advance apps are another option, but Maryland’s Office of Financial Regulation found that their advances averaged $108.18 and carried an average APR of 66.28% in its 2024 market inquiry6. You can also look at credit card cash advances, pawn shop loans, and the local programs listed above. Just make sure you understand the terms before applying.
Sources
-
Maryland Department of Legislative Services
Fiscal and Policy Note, House Bill 237 (2026 Session) — consumer loan rate caps. January 2026.
-
Anne Arundel County
2025 Brooklyn Park Needs Assessment — local income and poverty data. July 2025.
-
Anne Arundel Economic Development Corporation
ACR Fund: Commercial Revitalization Loans — county façade loan terms. 2026.
-
Arundel Community Development Services
Property Rehabilitation — home repair loan terms. Accessed September 2026.
-
Anne Arundel Economic Development Corporation
For Business — business microloan limits. 2026.
-
Maryland Department of Labor
Testimony on House Bill 1294 — earned wage access costs. March 2025.
