I have turned to Cash Loans Bear for help more than once. My loan application is always reviewed promptly.
March 2, 2026
Cash Loans Bear in Denton, TX 76210
Business Hours:
Monday-Sunday: 8am – 10pm
Branch Manager:
Edwin Shaw
Phone:
(940) 373-5180
Email:
edwin.shaw@loansbear.com
I needed money urgently. I submitted an application online and was a little nervous at first, but by evening, the required amount had already been deposited into my account. No paperwork at all, even with a low credit score.
February 20, 2026
I visited the store near me to receive instant cash. The staff was very friendly, they explained everything to me in detail, and I received the amount I needed without stress.
January 11, 2026
I saw a discount in the store on a coat I had been dreaming about. I was $250 short. I submitted an application, and now I’m already warm.
October 29, 2025
About Our Denton Branch
Cash Loans Bear offers payday and installment loans in Denton, Texas, helping city residents resolve their financial issues here and now. To qualify for a loan, you only need to meet the basic requirements and have an active bank account. The company accepts applications and issues loans online around the clock and in store seven days a week.
The office is located in a convenient part of Denton near US-377 and Hobson Lane. It is a location with easy access close to The Flower Shop Coffee Co and D&L Farm and Home. We are glad to be part of this area and help people handle financial challenges quickly and without unnecessary complications. At Cash Loans Bear, you will find a calm atmosphere, a clear process, and respectful service without stress or confusion.
Products & Services
Payday loans in Denton, Texas, are small loans that give you quick cash for emergency expenses. They usually have terms of 31 days or less. Loan amounts can reach up to $1,000. In 2025, credit access businesses in the Dallas-Plano-Irving area, which includes Denton County, arranged 114,000 new single-payment payday loans totaling $63.7 million and charged $19.6 million in fees.1
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An installment loan allows you to borrow up to $5,000 as a lump sum and repay it through regular payments over a set period. This option is typically used for larger or planned expenses.
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With a payday loan, you can get up to $1,000 through Cash Loans Bear. Texas law sets no maximum for payday loans arranged by credit access businesses, which typically run $400 to $1,200, according to the Texas Office of Consumer Credit Commissioner.2 In Denton, a city ordinance adds a limit: a payday loan can’t exceed 20% of your gross monthly income.3 If you need a larger amount, an installment loan may allow you to borrow up to $5,000, depending on your eligibility. The exact amount will be determined after your application is reviewed and will depend on your income, existing debt, and our underwriting.
A decision usually takes about 15 minutes. The money usually arrives the next morning. However, if you submit your application before 10:30 AM local time, you may get your money by evening if your bank processes the transfer quickly. In store, you get cash on the spot.
Other Locations in Texas
- Boerne, TX 37131 I-10 #302, Boerne, TX 78006 (830) 357-7647
- Leander, TX 15101 Ronald W Reagan Blvd unit 515, Leander, TX 78641 (512) 379-6915
- Spring, TX 1701 City Plaza Dr Suite 100, Spring, TX 77389 (281) 801-9469
- Westlake, TX 1301 Solana Blvd, Suite 4-116, Building 4, Westlake, TX 76262 (817) 533-4820
How It Works
1
Simple Process
Apply online in just a few minutes.
2
Quick Approvals
Submit your application and receive a quick decision.
3
Instant Funding
Get funds sent directly to your debit card or bank account.
What You Need to Apply
- A government-issued ID
- Proof of income
- An active checking account
- Proof of address
- Your Social Security Number or ITIN
Additional documents may be required.
For more information about identification and lending requirements, visit the Consumer Financial Protection Bureau.
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Why Choose Cash Loans Bear
Speed of decision-making. Application review takes no more than 10 minutes.
Minimum set of documents. Only a passport and proof of income are required.
Convenience of obtaining a loan. Applications can be submitted online or in-store, even on weekends.
Reliability and confidentiality. Personal data is protected by modern software.
Frequently Asked Questions
Cash Loans Bear accepts borrowers with a range of credit scores. A good credit history increases the chances of approval, but poor credit will not be the main reason for denial. The most important thing is to have a stable income.
At Cash Loans Bear, you need to fill out a simple online form, confirm your identity and ability to repay, and wait for a decision. If you meet the requirements, you will receive approval within 15 minutes and the money within 1 business day.
Sources
-
Texas Office of Consumer Credit Commissioner
Credit Access Business (CAB) Annual Report, Calendar Year 2025, by MSA — local payday loan volume. March 2026.
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Texas Office of Consumer Credit Commissioner
2025 Report on Availability, Quality and Pricing of Certain Financial Services and Consumer Loan Products — payday loan amount limits. December 2025.
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City of Denton, Development Services
Credit Access Business Registration — local payday loan cap. Undated (ordinance adopted April 2013).
