California Payday Loans
Apply online or in-store and get $255 today!
Customer Reviews
Our Locations in California
Cash Loans Bear
Redding, CA
2150 Churn Creek Road suite 250,
Redding,
CA 96002
(530) 561-6240
Cash Loans Bear
Stockton, CA
6 South El Dorado Street suite 200,
Stockton,
CA 95202
(209) 299-4482
Cash Loans Bear
Saugus, CA
28100 Bouquet Canyon Road suite 209,
Saugus,
CA 91350
(661) 486-5369
Cash Loans Bear
Chula Vista, CA
333 H St. suite 250,
Chula Vista,
CA 91910
(619) 932-5568
Not in California?
We have 45 locations across the U.S.
Available Loans in California
Payday Loans/Cash Advances
$100–$255
Term: Up to 31 days
Installment loans
$500–$5,000
Term: 2–48 months
Loan amounts, rates, and repayment terms depend on the lender and the borrower’s eligibility. All loans must comply with California state lending laws. Payday loans in California are regulated by the Department of Financial Protection and Innovation.
About Cash Loans Bear in California
Cash Loans Bear in California offers loan options for a range of personal financial needs. Our payday loans can help cover short-term cash needs, while installment loans are better suited for larger expenses or planned purchases. Apply online through our simple application process or visit one of our California stores for in-person assistance. We work with borrowers across a range of credit backgrounds and provide a quick, straightforward application process.
Here’s why borrowers choose us:
Cash Loans Bear Helps with:
What Do You Need to Apply?
In some cases, lenders may require additional documents, depending on the situation.
How to Apply for Loans in California?
-
Complete an application
Submit a secure online form or visit one of our stores for in-person assistance.
-
Get a decision
Most applicants receive one within 15 minutes because the process does not involve a hard credit inquiry.
-
Access the funds
If approved, read and sign the loan agreement to finalize your loan. The money will be transferred into your bank account within 1 business day*.
*Same-day funding may be available for approved applications completed before 10:30 AM on a weekday. Cash loans may be issued instantly in-store against a post-dated check.
Frequently Asked Questions
How fast will I get the funds?
When you apply for a $255 payday loan online, the money may be transferred to your bank account the same day if you complete the process before 10:30 AM on a business day. Otherwise, the funds will be deposited on the next business day. California residents can also visit one of our stores and receive cash immediately by providing a post-dated check.
Do direct lenders check credit?
It depends on the lender. At Cash Loans Bear, loans usually do not involve a hard credit check. However, a soft inquiry is still performed to evaluate your eligibility. Avoid lenders who advertise loans with no credit check at all. They typically drive borrowers into debt and charge high late and rollover fees.
Why can I only borrow $255?
A limit of $255 is set by California law to protect borrowers from debt cycles. As payday loans need to be repaid over a short period, borrowing a high amount can make it difficult to manage debt. However, you can borrow more with our installment loans, up to $5,000.
How many loans can I have at a time?
California law only allows borrowers to have one payday loan at a time. This limit is reasonable because accumulating multiple payday loans makes it more difficult to repay the money on time.
Are there alternatives to cash advances in California?
If a cash advance does not fit your needs because of the small amount and short repayment term, consider an installment loan or a payday alternative loan instead. For a cheaper, short-term option, borrow money from a cash advance app or ask your family or friends for help.
