South Carolina Payday Loans

Apply online or in-store and get up to $550 with fast approval!

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Available Loans in South Carolina

Payday Loans/Cash Advances

$100–$550
14–31 days
Best for: car repairs, urgent household expenses, utility bills, grocery bills, and general emergencies
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Installment loans

$500–$5,000
2–48 months
Best for: vehicles, expensive electronics, education, medical bills, debt consolidation
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Loan amounts, rates, and repayment terms vary by lender and borrower eligibility and are subject to South Carolina state lending laws.

Select loan amount
$200
$100$550
Pay Cycle
Loan Amount$500
Finance Charge ($15 per $100)$75.00
Total Repayment$575.00
Estimated APR (14-day term)391%

About Cash Loans Bear in South Carolina

For nearly 5 years, Cash Loans Bear has been providing South Carolina residents with easy access to short-term borrowing. We work with legitimate direct lenders to provide the fastest funding on the market. Our clients choose us because: 

  • Top-shelf personal data protection
  • No hard credit checks at pre-approval
  • Experienced and helpful customer service
  • Same-day funding options available
Cash Loans Bear in South Carolina

What Do You Need to Apply?

Keep in mind you may have to provide bank statements, your SSN, and other relevant documentation.

How to Apply for Loans in South Carolina?

1

Fill out the application form

Make sure you provide accurate information and include any supporting documents where applicable.

2

Wait for approval

Your application will be reviewed, and a soft credit check will be performed without affecting your score.

3

Receive the funds if approved

Read and sign the loan agreement if you’re happy with the terms and conditions. Afterward, you’ll either get a same-day or next-day deposit.*

Frequently Asked Questions

You can get up to $550 as a payday loan. As the state doesn’t impose caps on installment loans, you can get up to $5,000 with Cash Loans Bear.

You may receive funds on the same day if you apply before 10 a.m. local time. Otherwise, expect to receive the transfer on the next business day.

If you’re looking for a payday loan, the state imposes a hard limit, and it won’t be possible to borrow more. However, if you opt for an installment loan, you can get up to $5,000.

Cash Loans Bear only makes soft credit checks as a service provider. Lenders we work with may conduct hard credit checks.

Yes. We don’t recommend going for something risky, like a title loan. As a South Carolina resident, you can look for government programs, like the ones offered by the South Carolina State Housing Finance and Development Authority. You can also try non-profits or ask your employer for an advance.

Yes. South Carolina law allows you to cancel a payday loan by the end of the next business day after signing. Simply return the full loan amount in cash to the lender with no additional fees or charges. After that window, the full loan terms are in effect.

Late payments may result in extra fees and may be reported to the credit bureaus. If at any time you feel you can’t make the payment, contact us or your lender immediately to discuss available repayment options.