South Carolina Payday Loans
Apply online or in-store and get up to $550 with fast approval!
Customer Reviews
Our Locations in South Carolina
Cash Loans Bear
Sumter, SC
403 Rast St,
Sumter,
SC 29150
(803) 962-9985
Cash Loans Bear
Greenville, SC
1600 Independence Blvd #200,
Greenville,
SC 29607
(864) 385-2523
Cash Loans Bear
Hilton Head Island, SC
93 Mathews Dr,
Hilton Head Island,
SC 29926
(843) 891-6139
Not in South Carolina?
We have 45 locations across the U.S.
Available Loans in South Carolina
Payday Loans/Cash Advances
$100–$550
Term: 14–31 days
Installment loans
$500–$5,000
Term: 2–48 months
Loan amounts, rates, and repayment terms vary by lender and borrower eligibility and are subject to South Carolina state lending laws.
About Cash Loans Bear in South Carolina
For nearly 5 years, Cash Loans Bear has been providing South Carolina residents with easy access to short-term borrowing. We work with legitimate direct lenders to provide the fastest funding on the market. Our clients choose us because:
Cash Loans Bear Helps with:
What Do You Need to Apply?
Keep in mind you may have to provide bank statements, your SSN, and other relevant documentation.
How to Apply for Loans in South Carolina?
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Fill out the application form
Make sure you provide accurate information and include any supporting documents where applicable.
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Wait for approval
Your application will be reviewed, and a soft credit check will be performed without affecting your score.
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Receive the funds if approved
Read and sign the loan agreement if you’re happy with the terms and conditions. Afterward, you’ll either get a same-day or next-day deposit.*
*Same-day funding may be available for applications approved before 10:30 a.m. on business days. In-store loans may be issued instantly with a post-dated check.
Frequently Asked Questions
What is the maximum loan amount in South Carolina?
You can get up to $550 as a payday loan. As the state doesn’t impose caps on installment loans, you can get up to $5,000 with Cash Loans Bear.
How quickly can I receive funds?
You may receive funds on the same day if you apply before 10 a.m. local time. Otherwise, expect to receive the transfer on the next business day.
How can I borrow more than $550?
If you’re looking for a payday loan, the state imposes a hard limit, and it won’t be possible to borrow more. However, if you opt for an installment loan, you can get up to $5,000.
Do lenders check credit?
Cash Loans Bear only makes soft credit checks as a service provider. Lenders we work with may conduct hard credit checks.
Are there better alternatives to cash advances in South Carolina?
Yes. We don’t recommend going for something risky, like a title loan. As a South Carolina resident, you can look for government programs, like the ones offered by the South Carolina State Housing Finance and Development Authority. You can also try non-profits or ask your employer for an advance.
Can I cancel my loan in South Carolina after applying?
Yes. South Carolina law allows you to cancel a payday loan by the end of the next business day after signing. Simply return the full loan amount in cash to the lender with no additional fees or charges. After that window, the full loan terms are in effect.
What happens if I miss a payment?
Late payments may result in extra fees and may be reported to the credit bureaus. If at any time you feel you can’t make the payment, contact us or your lender immediately to discuss available repayment options.
