Applied at an office nearby. The process was fast and easy.
April 20, 2026
Maryland Payday Loans
Apply online or in-store to get up to $1,000!
Got approved even with my 550 credit score. Really helped me out.
March 27, 2026
Didn’t expect the money to come that quickly. Would recommend in case of emergency.
March 17, 2026
Answered a few questions and got the money the next morning.
February 24, 2026
Everything was clear. Fast and no surprises.
February 10, 2026
Our Locations in Maryland
- Brooklyn Park, MD 5700 MD-2, Brooklyn Park, MD 21225 (928) 427-8087
- Germantown, MD 19825 Century Blvd, Germantown, MD 20874 (301) 820-7596
- Silver Spring, MD 8632 US-29, Silver Spring, MD 20910 (240) 558-5670
- St Charles, MD 1216 Smallwood Dr W, St Charles, MD 20603 (240) 685-9648
Available Loans in Maryland
Payday Loans/Cash Advances
$100–$1,000
14–31 days
Best for: emergency bills, car repairs, medical bills, small cash gaps.
Learn More
Installment loans
$500–$5,000
2–48 months
Best for: large expenses, debt consolidation, home repairs.
Learn More
Loan amounts, rates, and repayment terms vary depending on the lender and the borrower’s eligibility. All products are subject to Maryland lending laws. Loans in Maryland are regulated under the Maryland Code, Commercial Law Article, and are supervised by the Office of the Commissioner of Financial Regulation.
Select loan amount
$500
$100$1000
Pay Cycle
Loan Amount$500
Finance Charge ($15 per $100)$75.00
Total Repayment$575.00
Estimated APR (14-day term)391%
Because your credit score is not the main factor in a lender’s decision, you may still qualify if you have a stable income and can repay the loan.
About Cash Loans Bear in Maryland
Cash Loans Bear, with nearly 5 years of experience, works with borrowers across Maryland, including those with bad credit, and offers simple loan options that suit different needs while complying with state regulations.
Here’s what makes Cash Loans Bear stand out among other companies:
- Online and in-store applications
- Borrowers with bad credit are welcome
- Same-day funding possible
- No hard credit check for pre-approval
- Simple and secure process
- Legitimate, compliant loan options
Cash Loans Bear Helps with:
What Do You Need to Apply?
- Be at least 18 years old
- Provide a valid government-issued ID
- Demonstrate steady income (bank statements)
- Have an active checking account
- Enter a working phone number and email
In some cases, lenders may require additional documents, depending on the situation.
How to Apply for Loans in Maryland?
1
Fill out the application
Provide your basic personal, income, and banking details so we can review your request.
2
Get a quick decision
We run a soft credit check to assess your ability to repay the loan.
3
Receive your funds
If approved, review the loan offer, sign the agreement, and have the money deposited into your checking account.
Frequently Asked Questions
In most cases, lenders run a soft credit check to assess the applicant’s ability to repay the loan. This means there is no impact on your credit score.
Most borrowers get their funds on the next business day. If approved before 10:00 a.m., you may get the money on the same day.
Missed payments may result in additional charges, increasing the outstanding debt. Also, a lender may report the missed payment to the credit bureaus, which can affect your credit score. So, it’s better to contact your lender in advance and discuss possible solutions.
There are several alternatives to payday loans in Maryland, including installment loans, credit union PALs, cash advance apps, and title loans.
