Cash Loans Bear in South Portland, ME 04106
Phone:
(207) 707-6391
Business Hours:
Monday – Sunday: 8 am – 10 pm
Branch manager:
Estella Clifton
Customer Reviews
About Our South Portland Branch
Cash Loans Bear has been helping residents of South Portland since 2021 by providing quick access to funds when emergencies come up and can’t be postponed until the next paycheck. We’ve simplified the borrowing process, so there are no complicated requirements or piles of paperwork.
You can apply online or stop by the store at 194 Maine Mall Rd, South Portland, ME 04106, located in the same building as Guitar Center. We work with applicants in different financial circumstances, including those with less-than-stellar scores or limited credit history. As a legitimate company, we can’t guarantee approval, but we focus mainly on the borrower’s ability to repay the loan rather than their credit score alone.
Products & Services
Payday Loans
Payday loans are designed to cover immediate expenses, such as utility bills, urgent repairs, or medical costs. They are typically repaid in a single payment over a short term, often by the borrower’s next paycheck.
Installment Loans
Installment loans are better suited for applicants who need to borrow larger amounts. They are repaid through smaller, scheduled payments rather than a single lump sum, which can make repayment more manageable. This option is commonly used for larger or planned expenses.
How much can I borrow in South Portland?
The amount you may qualify for depends on the loan type, your financial profile, and your current needs. Under Maine Bureau of Consumer Credit Protection guidelines, payday loans in Maine are typically limited to $1,000. If that amount isn’t enough to cover your expenses, you may consider an installment loan instead, which may offer higher limits, often up to $5,000, depending on the lender and your eligibility.
How quickly can I get the cash once approved?
Most approved applications are funded by the next business day. However, you may receive the funds on the same day if the loan is processed before the bank’s cutoff, typically before 10 a.m.
Not in South Portland?
Cash Loans Bear serves customers across multiple locations throughout Maine.
Browse nearby locations to find the one closest to you.
Other Locations in Maine
Cash Loans Bear
Auburn, ME
220 Center St,
Auburn,
ME 04210
(207) 531-5162
Cash Loans Bear
Brunswick, ME
1102 Maine St,
Brunswick,
ME 04011
(207) 481-4652
Cash Loans Bear
Bangor, ME
90 Longview Dr,
Bangor,
ME 04401
(207) 902-5610
How It Works
Simple Process
Apply online in just a few minutes.
Quick Approvals
Submit your application and receive a quick decision.
Instant Funding
Get funds sent directly to your debit card or bank account.
What You Need to Apply
A government-issued ID
Proof of income
An active checking account
Proof of address
Your Social Security Number or ITIN
Additional documents may be required depending on the lender.
For more information about identification and lending requirements, visit the Consumer Financial Protection Bureau.
Why Choose Cash Loans Bear
Bad credit isn’t a dealbreaker — Approval based on current income
No hard credit check — No damage to your credit score
Brief application — No long forms to fill out
Online or in-store service — Whichever you prefer
Same-day funding — Available in some situations
Transparent terms — Outlined before the agreement is signed
Frequently Asked Questions
Can I apply for a payday loan with bad credit?
Unlike traditional lenders, we don’t base our decision on the credit score alone. What matters more to us is your current financial situation and stable income, as we need to assess the risks of missed payments or defaults.
Where can I get an online loan in South Portland, ME?
Applying online is the simplest way to get the cash needed, especially if you value your time. You can apply on our website by providing all the required details so we can review your request.