Missouri Payday Loans
Apply online or in-store to get up to $500 quickly!
Customer Reviews
Our Locations in Missouri
Cash Loans Bear
Florissant, MO
8198 N Lindbergh Blvd,
Florissant,
MO 63031
(314) 887-3714
Cash Loans Bear
St Charles, MO
2105 Zumbehl Rd,
St Charles,
MO 63303
(636) 206-8125
Cash Loans Bear
O'Fallon, MO
27 Ofallon Square,
O'Fallon,
MO 63366
(636) 339-4450
Cash Loans Bear
St Peters, MO
6419 Mid Rivers Mall Dr,
St Peters,
MO 63304
(512) 379-6915
Not in Missouri?
We have 45 locations across the U.S.
Available Loans in Missouri
Payday Loans/Cash Advances
$100–$500
Term: 14-31 days
Installment loans
$500–$5,000
Term: 2–48 months
Loan amounts, rates, and repayment terms vary based on lender and borrower eligibility. All products are subject to Missouri state lending laws. Payday and installment lenders in Missouri are regulated by the Missouri Division of Finance.
Can I get a loan with bad credit?
The direct lenders we work with are very lenient. They will review your application, paying closer attention to your income and DTI, and determine whether you’re eligible.
About Cash Loans Bear in Missouri
For nearly five years, Cash Loans Bear has been helping customers find suitable loan offers. We work with trusted, legitimate lenders that make fast loan decisions and provide near-instant funding. We care about our customers and employ robust data protection measures. Borrowers trust us because:
Cash Loans Bear Helps with:
What Do You Need to Apply?
In some cases, lenders may require additional documents, depending on the situation.
How to Apply for Loans in Missouri?
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Fill out the application form
Make sure your answers are complete and include supporting documents where applicable.
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Wait for approval
We will review your application and perform a soft credit check without affecting your score.
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Receive the funds
Read and sign the loan agreement if you’re happy with the terms and conditions. Afterwards, you’ll either get a same-day or next-day deposit.*
*Applications received by 10:00 AM are typically funded the same day. Applications submitted after 10:00 AM or on weekends and holidays are processed the next business day.
Frequently Asked Questions
How quickly can I receive funds?
If you apply before 10 AM local time, you can get the funds on the same day. Otherwise, you can expect to get your deposit on the next business day.
How can I borrow more than $500?
The $500 limit applies only to payday loans. If you get an installment loan, you can borrow up to $5,000.
Do lenders check credit?
As Cash Loans Bear is not a lender, we only perform soft checks to determine initial eligibility. If you express interest in an offer, lenders may do a hard pull, so review each agreement carefully and ensure you understand the terms.
Does applying for a loan affect my credit score?
It depends. For some lenders, a soft inquiry is all that’s needed, while others may elect to review your case thoroughly and pull additional information. If only a soft check is performed, it doesn’t affect your score. Hard inquiries can lower your credit score by about 5 to 10 points.
Can I cancel my loan after applying in Missouri?
For payday loans, Missouri law grants a one-business-day cancellation right after signing, with no penalty. For installment loans, there is no automatic cancellation right once you sign the agreement. Before signing either, you can withdraw at any time with no obligation.
What happens if I miss a payment?
Late payments may result in extra fees and may be reported to the credit bureaus. If at any time you feel you can’t make the payment, contact us or your lender immediately.
