Cash Loans Bear in South Portland, ME 04106
Payday and installment loans at 194 Maine Mall Rd
Not in South Portland? Cash Loans Bear serves customers across multiple locations in Maine. Browse nearby stores to find the one closest to you.
When an unexpected bill shows up, many residents turn to personal loans in South Portland as a straightforward way to get cash quickly. Cash Loans Bear offers several options for emergency, short-term needs, with the ability to apply in-store and get assistance from a loan officer.
If you prefer face-to-face assistance, visit our South Portland location at 194 Maine Mall Rd, where a representative will walk you through the process and explain available options clearly.
Address: 90 Longview Dr, Bangor, ME 04401
In the same building as BJ’s Optical
Email: caitlin.elmar@loansbear.com
Phone: (207) 902-5610
Business Hours:
Monday-Sunday: 8am – 10pm
Branch manager: Caitlin Elmar
What Our South Portland Customers Say
When timing matters, Maine residents often rely on Cash Loans Bear for small loans.
Here’s what they shared:
About Cash Loans Bear in South Portland
Cash Loans Bear has been helping residents of South Portland since 2021 by providing quick access to funds when emergencies come up and can’t be postponed until the next paycheck. We’ve simplified the borrowing process, so there are no complicated requirements or piles of paperwork.
You can apply online or stop by the store at 194 Maine Mall Rd, South Portland, ME 04106, located in the same building as Guitar Center. We work with applicants in different financial circumstances, including those with less-than-stellar scores or limited credit history. As a legitimate company, we can’t guarantee approval, but we focus mainly on the borrower’s ability to repay the loan rather than their credit score alone.
If you qualify, funds are typically transferred via ACH to the checking account listed on the application as soon as processing allows, often by the next business day. Some may even get money on the same day, depending on the cutoff time.
Products & Services
Since every situation is different, financial options should be chosen accordingly. You may need a small cash advance to pay a utility bill, or a larger loan for a more serious expense. Cash Loans Bear offers several loan types in South Portland, ME, to address various financial needs.
Payday Loans/Cash Advances
This financing solution is designed for immediate expenses, such as utility bills, urgent repairs, or medical costs. These loans are typically repaid in a single payment within a short period.
Max Amount
$1,000
Term
Up to 31 days
Finance Charge
$5–$25 fee
APR
~25% – 30%
Loan amounts, rates, and repayment terms vary by lender and borrower eligibility and are subject to Maine state lending laws.
How to get a payday loan in South Portland, ME?
You can apply online or visit our office at 194 Maine Mall Rd. You’ll need to complete a short form with your personal and financial information. If you meet our basic requirements, you’ll receive a loan offer with all details, including the amount, fees, and repayment terms.
Can I apply for a payday loan with bad credit?
Unlike traditional lenders, we don’t base our decision on the credit score alone. What matters more to us is your current financial situation and stable income, as we need to assess the risks of missed payments or defaults.
Installment Loans
These personal loans better suit applicants who need to borrow a larger amount, as they are repaid in smaller amounts instead of one large sum. This option makes paying it back much easier and is meant for major expenses.
Max Amount
$5,000
Term
2-48 months
Finance Charge
$100 – $1,200
APR
~18% – 30%
Loan amounts, rates, and repayment terms vary by lender and borrower eligibility and are subject to Maine state lending laws.
What must I bring with me when I apply for a loan?
To apply for a loan in-store, bring a valid ID, recent bank statements, checking account details, and contact information. You’ll get a decision as soon as we review your application and assess your eligibility.
Why Choose Us
Cash Loans Bear is here to make borrowing less complicated, with a focus on customer service.
Here’s what applicants in South Portland appreciate most:
Bad credit isn’t a dealbreaker — Approval based on current income
No hard credit check — No damage to your credit score
Brief application — No long forms to fill out
Online or in-store service — Whichever you prefer
Same-day funding — Available in some situations
Transparent terms — Outlined before the agreement is signed
Frequently Asked Questions
How much can I borrow?
The amount you may qualify for depends on the loan type, your financial profile, and your current needs. If you apply for a payday loan, the maximum amount is $1,000, but if that’s not enough to cover your expenses, you may consider an installment loan instead.
How quickly can I get the cash once approved?
Most approved applications are funded by the next business day. However, you may receive the funds on the same day if the loan is processed before the bank’s cutoff, typically before 10 a.m.
Where can I get an online loan in South Portland, ME?
Applying online is the simplest way to get the cash needed, especially if you value your time. You can apply on our website by providing all the required details so we can review your request.
Nearby Locations
Not in Westlake? No worries, there are other stores near you:
Cash Loans Bear
Auburn, ME
220 Center St,
Auburn,
ME 04210
(207) 531-5162
Cash Loans Bear
Brunswick, ME
1102 Maine St,
Brunswick,
ME 04011
(207) 481-4652