Cash Loans Bear in Auburn, ME 04210
Payday and installment loans at 220 Center St
Looking for a store in Auburn, Maine? We have 45 convenient locations across the U.S., ready to assist you!
Today, many people face financial difficulties for various reasons. Getting a loan from a bank quickly, especially if you don’t have a good credit history or the loan amount is small, is often difficult. Cash Loans Bear understands that emergencies can’t wait, so we offer payday and installment loans. Visit our office at 220 Center St, Auburn, ME, or apply online anytime.
Address: 220 Center St, Auburn, ME 04210
To the left of Sound Effects
Email: zac.steel@loansbear.com
Phone: (207) 640-2229
Business Hours:
Monday-Sunday: 8 am – 10 pm
Branch manager: Zac Steel
Why People Turn to Us
At Cash Loans Bear, we listen to our customers and understand their needs. Here’s what people are saying about their experience:
About Cash Loans Bear in Auburn, ME
Cash Loans Bear offers simple personal loans in Auburn, ME, for residents facing urgent expenses. With an easy application process, transparent terms, and fast application reviews, borrowers can receive the money the same day. Clients appreciate the clear requirements and the ability to get funds without a lot of paperwork.
The company’s store is located in the center of Auburn among local shops and cafés. This location is convenient for Auburn residents. We operate seven days a week so that people in this area can receive financial assistance at any time. Visit us during business hours, and our staff will help you through the entire process without unnecessary stress.
Products & Services We Offer
Need a fast cash solution? Cash Loans Bear offers simple, hassle-free loans, whether you’re covering an unexpected expense or planning for something bigger.
Payday Loan/Cash Advance
A payday loan in Auburn, ME, is intended to cover urgent expenses until the next paycheck. The maximum loan amount in Maine is $1,000, and the loan must be repaid in a single payment. The money is deposited into your bank account within a day.
Max Amount
$1,000
Term
Up to 31 days
Finance Charge
$5–$25 fee
APR
~25% – 30%
Loan amounts, rates, and repayment terms vary by lender and borrower eligibility and are subject to Maine state lending laws.
Can I apply for a payday loan with bad credit?
Yes, because Cash Loans Bear doesn’t run a credit check. Instead, the company focuses on the borrower’s ability to pay, so a bad credit history won’t be a reason to decline your application.
Installment Loan
Installment loans offer up to $5,000 and let you repay in fixed monthly payments over 3 to 48 months. They work best for covering expenses such as home improvements, debt consolidation, education expenses, or larger emergency costs.
Max Amount
$5,000
Term
2-48 months
Finance Charge
$100 – $1,200
APR
~18% – 30%
Loan amounts, rates, and repayment terms vary by lender and borrower eligibility and are subject to Maine state lending laws.
How can I get a loan in Auburn?
At Cash Loans Bear, you can apply for a loan through the website at any time or visit the store at 220 Center St. The process is simple: you fill out the form, and the money is deposited into your bank account. Repayment will be deducted via ACH transfer on the agreed-upon day.
What do I need to get approved?
You need to confirm your identity and prove your ability to pay. For this, you must provide an ID, proof of residence, and proof of steady income. Having a good credit history is not required, but it can increase your chances of approval.
Why We’re Your Best Financial Partner
To get a fast loan from Cash Loans Bear, you only need to meet the basic requirements. Here are more reasons why people choose us:
Unbiased decisions. Decisions are automated to reduce human bias.
Transparent terms. Every point in the agreement is clearly stated, with no hidden fees.
Compliance with the law. The company follows all federal and local regulations to protect borrowers’ rights.
No credit check. The priority is the borrower’s ability to repay, not past credit mistakes.
FAQ
How much can I borrow?
If you need a short-term payday loan, the law in the state of Maine allows you to borrow up to $1,000. For an installment loan, the amount can be up to $5,000. How much you can receive depends on your income, credit history, and debts.
How soon will I get the cash after approval?
If you apply for a loan before 10:00 AM on a business day, the money will be deposited into your account the same day. If you apply later, the transfer will be made on the next business day. At the store, you can receive cash instantly after approval.
What happens if I can’t repay on time?
If the payment is not made on time, additional interest and fees will be charged, making the cost of the loan even higher. In addition, some lenders transfer unpaid debts to collection agencies or file lawsuits. This worsens the credit history and makes it more difficult to get a new loan in the future. If you run into difficulties, contact your lender right away to ask about an extension or other payment options.
Nearby Locations
If you’re looking for loans near Auburn, ME, here are the addresses of our other locations in the state.
Cash Loans Bear
South Portland, ME
194 Maine Mall Rd,
South Portland,
ME 04106
(207) 707-6391
Cash Loans Bear
Brunswick, ME
102 Maine St,
Brunswick,
ME 04011
(207) 481-4652