Skip to content
Home » Maryland Payday Loans

Maryland Payday Loans

Apply online or in-store to get up to $1,000!

Customer Reviews

Our Locations in Maryland

Cash Loans Bear
Brooklyn Park, MD

5700 MD-2,
Brooklyn Park,
MD 21225

(928) 427-8087

Cash Loans Bear
Germantown, MD

19825 Century Blvd,
Germantown,
MD 20874

(301) 820-7596

Cash Loans Bear
Silver Spring, MD

8632 US-29,
Silver Spring,
MD 20910

(202) 937-2700

Cash Loans Bear
St Charles, MD

1216 Smallwood Dr W,
St Charles,
MD 20603

(202) 931-6839

Available Loans in Maryland

Loan amounts, rates, and repayment terms vary depending on the lender and the borrower’s eligibility. All products are subject to Maryland lending laws. Loans in Maryland are regulated under the Maryland Code, Commercial Law Article, and are supervised by the Office of the Commissioner of Financial Regulation.

Select loan amount
$500
$100$1000
Pay Cycle
Loan Amount$500
Finance Charge ($15 per $100)$75.00
Total Repayment$575.00
Estimated APR (14-day term)391%

Can I get a loan with bad credit?

Because your credit score is not the main factor in a lender’s decision, you may still qualify if you have a stable income and can repay the loan.

About Cash Loans Bear in Maryland

Cash Loans Bear, with nearly 5 years of experience, works with borrowers across Maryland, including those with bad credit, and offers simple loan options that suit different needs while complying with state regulations.

Here’s what makes Cash Loans Bear stand out among other companies:

Online and in-store applications

Borrowers with bad credit are welcome

Same-day funding possible

No hard credit check for pre-approval

Simple and secure process

Legitimate, compliant loan options

Cash Loans Bear Helps with:

What Do You Need to Apply?

Be at least 18 years old

Provide a valid government-issued ID

Demonstrate steady income (bank statements)

Have an active checking account

Enter a working phone number and email

In some cases, lenders may require additional documents, depending on the situation.

A woman in a burgundy jacket points at a tablet screen while discussing payday loans in Maryland with a friend using a laptop at an outdoor table
  1. Fill out the application

    Provide your basic personal, income, and banking details so we can review your request.

  2. Get a quick decision

    We run a soft credit check to assess your ability to repay the loan.

  3. Receive your funds

    If approved, review the loan offer, sign the agreement, and have the money deposited into your checking account.

Frequently Asked Questions

Do lenders check credit?

In most cases, lenders run a soft credit check to assess the applicant’s ability to repay the loan. This means there is no impact on your credit score.

How fast can I get funds?

Most borrowers get their funds on the next business day. If approved before 10:00 a.m., you may get the money on the same day.

What happens if I miss a payment?

Missed payments may result in additional charges, increasing the outstanding debt. Also, a lender may report the missed payment to the credit bureaus, which can affect your credit score. So, it’s better to contact your lender in advance and discuss possible solutions.

Are there alternatives to payday loans in Maryland?

There are several alternatives to payday loans in Maryland, including installment loans, credit union PALs, cash advance apps, and title loans.

A smiling young woman in a cafe shows her partner how to apply for payday loans in Maryland using her laptop

Start your online application in minutes!