Texas Payday Loans
Apply online or in-store for up to $1,000!
Customer Reviews
Our Locations in Texas
Cash Loans Bear
Leander, TX
15101 Ronald W Reagan Blvd unit 515,
Leander,
TX 78641
(512) 379-6915
Store PageCash Loans Bear
Westlake, TX
1301 Solana Blvd Suite 4-116 Building 4,
Westlake,
TX 76262
(817) 533-4820
Store PageNot in Texas?
We have 45 locations across the U.S.
Available Loans in Texas
Payday Loans/Cash Advances
$100–$1,000
Term: 7–31 days
Installment loans
$500–$5,000
Term: 2–12 months
Loan amounts, rates, and repayment terms depend on the lender and the borrower’s eligibility. All loans must comply with Texas state lending laws. Payday and installment lenders in Texas are regulated by the Texas Office of Consumer Credit Commissioner (OCCC), which licenses lenders and enforces fair lending standards.
Can I get a loan for bad credit in Texas?
Yes, you can. Instead of focusing only on your credit score, lenders may look at your debt-to-income ratio and income to determine eligibility.
About Cash Loans Bear in Texas
Cash Loans Bear is a trusted service provider with nearly 5 years of experience. We work with legitimate direct lenders to provide suitable and personalized borrowing solutions. Clients choose us because:
Cash Loans Bear Helps with:
What Do You Need to Apply?
Additionally, you may be required to provide bank statements, your SSN, and other relevant documentation.
How to Apply for Loans in Texas?
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Fill out the application form
Make sure your answers are complete and attach supporting documents where applicable.
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Wait for approval
We will carefully review the application and perform a soft credit check without affecting your score.
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Receive the funds
Read and sign the loan agreement if you’re happy with the terms and conditions. Afterwards, you’ll either get a same-day or next-day deposit.
Frequently Asked Questions
Can I apply for an online loan in Texas if I do not live there?
Absolutely! Cash Loans Bear operates in many states. Visit our store page to find a location near you or apply online.
Do lenders check credit?
Cash Loans Bear is a service provider, not a lender, so we will perform a soft credit check to determine your initial eligibility. The direct lenders we work with may do a hard pull, so review your loan agreements carefully.
How quickly can I receive funds?
You may receive the funds the same day if you apply before 10 a.m. local time. Otherwise, you can expect the transfer on the next business day.
Can I cancel my cash advance in Texas after applying?
Yes. Texas law gives borrowers the right to cancel a cash advance by returning the full amount (if you received the money) on the next business day. You need to reach out to your lender, and no fees or penalties should apply.
What happens if I miss a payment?
Late payments may result in extra fees and may be reported to the credit bureaus. If at any time you feel you can’t make the payment, contact us or your lender immediately. We can discuss rollovers and alternative payment plans.
Are there alternatives to payday loans?
If you don’t want to opt for something risky, like title loans, you could look into government assistance programs. As a Texas resident, you can access LIHEAP or energy rebates under the Inflation Reduction Act.
