Florida Payday Loans
Apply online or in-store to get up to $500!
Customer Reviews
Our Locations in Florida
Cash Loans Bear
Gainesville, FL
1800 W University Ave 430,
Gainesville,
FL 32603
(352) 306-2539
Cash Loans Bear
Naples, FL
800 Goodlette Rd. North ste 135,
Naples,
FL 34102
(239) 351-1569
Cash Loans Bear
Fort Lauderdale, FL
200 North Andrews Avenue suite 200,
Fort Lauderdale,
FL 33301
(954) 320-0976
Not in Florida?
We have 45 locations across the U.S.
Available Loans in Florida
Payday Loans/Cash Advances
$100–$500
Term: 7–31 days
Installment loans
$500–$5,000
Term: 2–48 months
Loan amounts, rates, and repayment terms vary by lender and borrower qualifications and are subject to Florida state lending regulations. Florida regulates all lending processes through the Florida Deferred Presentment Act, which protects borrowers and sets rules for lenders.
Can I get a loan with bad credit in Florida?
Absolutely, borrowers with low credit can still qualify for a loan, as our lenders usually check your income and your ability to repay.
About Cash Loans Bear in Florida
At Cash Loans Bear, we make it easy to get fast payday loans and cash advances for emergencies that can’t wait until your next paycheck. We operate under Florida state regulations and offer legitimate loans to borrowers, including payday and installment loans.
Customers choose Cash Loans Bear for emergency loans in Florida because they:
Cash Loans Bear Helps with:
What Do You Need to Apply?
In some cases, lenders may require additional documents, depending on the situation.

How to Apply for Loans in Florida?
-
Submit your request online or in one of our Florida stores in person.
-
Receive a decision from our direct lender after they review your application.
-
Your funds arrive in your bank account the same day or by the next business day.
Frequently Asked Questions
Do lenders check credit?
Our lenders typically perform a soft credit check that doesn’t affect your credit score.
What are my options if I need more than $500 with a payday loan?
You can take an installment loan that allows you to borrow up to $5,000 and repay in fixed installments over up to 48 months.
How quickly can I receive funds?
You can receive funds the same day or the next business day, depending on when you apply and your bank’s processing times.
What happens if I miss a payment?
Late payments may lead to additional fees and affect future borrowing. Contact us immediately so we can find the best solution.
Are there alternatives to payday and installment loans?
Depending on your situation, title loans in Florida or a personal loan might be better options. You can also contact our team if you need help reviewing your options.
