Tennessee Payday Loans
Apply online or in-store and get up to $425 easily!
Customer Reviews
Our Locations in Tennessee
Cash Loans Bear
Bartlett, TN
5977 Stage Rd,
Bartlett,
TN 38134
(901) 979-7512
Cash Loans Bear
Collierville, TN
366 New Byhalia Rd #8,
Collierville,
TN 38017
(901) 910-0781
Cash Loans Bear
Bristol, TN
621 Shelby St,
Bristol,
TN 37620
(423) 524-9307
Cash Loans Bear
Jackson, TN
282 Parkstone Pl,
Jackson,
TN 38305
(731) 868-4104
Not in Tennessee?
We have 45 locations across the U.S.
Available Loans in Tennessee
Payday Loans/Cash Advances
$100–$425
Term: 14–31 days
Installment loans
$500–$5,000
Term: 2–48 months
Loan amounts, rates, and repayment terms vary by lender and borrower eligibility and are subject to Tennessee state laws. All lending processes in the state are regulated under the Tennessee Check Cashers Act, which protects borrowers and outlines clear principles for licensed lenders.
Can I get loans for bad credit in Tennessee?
Yes. We focus on your income and ability to repay, and you can still qualify with bad credit.
About Cash Loans Bear in Tennessee
We offer payday and installment loans in Tennessee for borrowers seeking fast funding through a simple application process. Regardless of your credit score, you can submit a request online or at any of our locations across the state. Compared to other loan providers in Tennessee, customers choose us for several reasons:
Cash Loans Bear Helps with:
What Do You Need to Apply?
Sometimes you may be asked for additional documents, such as proof of address or employment.

How to Apply for Loans in Tennessee?
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Fill out the application
Apply online or visit our Tennessee location to submit a request in person.
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Get a decision
Get a quick decision from our lenders after they review your request.
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Receive your funds
Receive the funds in your account the same day or by the next business day.*
*Same-day funding may be available for applications approved before 10:30 a.m. on business days. In-store loans may be issued instantly with a post-dated check.
Frequently Asked Questions
Do lenders check credit?
Our lenders perform a soft credit check before approval. The process does not affect your score.
How fast can I get the money?
Many applicants receive funds the same day or by the next business day. It depends on when you apply and how quickly your bank processes the deposit.
What if I need a payday loan for more than $425?
If you need more cash, consider an installment loan, which allows you to borrow up to $5,000 and repay it in fixed monthly payments over a term that works for you.
Are there better alternatives to payday loans in TN?
Depending on your situation, Tennessee title loans or installment loans might be a better fit and offer more flexibility.
How many payday loans can you have in Tennessee?
Tennessee law allows borrowers to have up to three payday loans. However, the combined total across all active payday loans in Tennessee cannot exceed $425.
Can I cancel after applying?
Yes. You can cancel the loan by the close of the next business day. Return the principal in full, and you won’t be charged any finance charges.
What if I miss a payment?
If it happens, reach out to us immediately so we can find a solution. Late payments can trigger additional fees and affect future borrowing.
