Privacy Notice (GLBA)

Last Updated: February 2026

WHAT DOES CASH LOANS BEAR DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand our practices.
What?	The information we collect may vary depending on the nature of your relationship with Cash Loans Bear and the services you request. In some cases, we may collect information to verify your identity, evaluate eligibility, or comply with legal and regulatory requirements. We do not collect all categories of information from every consumer. The categories of personal information collected vary based on the services you request or use. Information collected may include: • Social Security number and income • Account balances and payment history • Credit scores and credit history • Employment information • Bank account information • Contact information We collect this information from you, from your transactions with us, and from other sources as permitted by law.
How?	Financial institutions share customer information as part of normal business operations. In the table below, we explain the reasons financial companies may share consumers’ personal information, the reasons Cash Loans Bear chooses to share, and whether you can limit this sharing.

Why We Share	Does Cash Loans Bear Share?	Can You Limit This Sharing?
Everyday business purposes	Yes	No
Affiliates — creditworthiness	Yes	Yes
Affiliates — marketing	Yes	Yes
Non-affiliates — marketing	Yes	Yes
Joint marketing	No	Not applicable

How to Limit Sharing
Federal law gives you the right to limit certain types of information sharing.You may limit eligible sharing by: Calling: (928) 427-8087 Visiting: loansbear.com/privacy Writing to: main@loansbear.com If you are a new customer, sharing may begin 30 days after this notice is provided. You may contact us at any time to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial or non-financial companies.
Non-affiliates	Businesses that are not connected to us through ownership or control. These organizations may be financial or non-financial in nature.
Joint marketing	A formal agreement between non-affiliated financial companies that together market financial products or services.

State Privacy Notices
State privacy rights vary. Certain disclosures described in this notice may be limited or modified based on state-specific requirements. Where state law provides greater privacy protections, Cash Loans Bear will comply with those requirements. • California residents. California residents may have additional rights under state law. These rights apply only to the extent required by applicable law. • Vermont residents. We do not disclose information about Vermont consumers to non-affiliated third parties for marketing purposes, except as permitted by Vermont law.

State Privacy Notices

State privacy rights vary. Certain disclosures described in this notice may be limited or modified based on state-specific requirements. Where state law provides greater privacy protections, Cash Loans Bear will comply with those requirements.
• California residents. California residents may have additional rights under state law. These rights apply only to the extent required by applicable law.
• Vermont residents. We do not disclose information about Vermont consumers to non-affiliated third parties for marketing purposes, except as permitted by Vermont law.

Questions?
Call: (928) 427-8087 Website: loansbear.com

Revision History
This Privacy Notice may be updated to reflect changes in legal requirements or information practices.