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Ashley Bennett

Ashley Bennett

Financial Writer at Cash Loans Bear

Denver, Colorado

B.A., Metropolitan State University of Denver

M.A., University of Colorado Denver

Short-term loans

Installment loans

Underwriting basics

Loan comparison guidance for everyday borrowers


Highlights

Personal lending specialist with more than 7 years of experience.

Former banking professional who understands how lending works from the inside.

Well-versed in short-term loans, APR, fees, and repayment plans.

Known for explaining financial terms in a way that helps people stop feeling intimidated by contracts and fine print.

In her work, she helps readers compare loan offers and spot risky terms.

Quote from Ashley Bennett

“People aren’t afraid of loans. They’re afraid of the terms they often don’t fully understand. When I write, I think about someone in an emergency, in a rush, comparing two offers and trying to figure out how much it will really cost. My job is to explain the terms, fees, and timelines in plain language, without leaving out important details. I don’t give personal financial advice and I don’t promote a ‘best’ option. My goal is to help you make a confident choice. If you read my article and feel more confident, then I’ve done my job well.”

Experience

Ashley Bennett is a financial writer who breaks down complex financial topics into easy-to-follow guidance. For a long time, writing was her “second shift.” Her main job was in retail banking, and in her free time, she wrote answers to customer questions she couldn’t stop thinking about after work.

During the pandemic, those questions became even more urgent. People were changing jobs, tightening budgets, and facing confusing loan offers that banks often couldn’t explain. Ashley soon realized that writing gave her more purpose, so she moved into full-time freelance work, focusing entirely on financial education.

Ashley joined Cash Loans Bear in 2025. Here, she writes and updates guides, refines product descriptions, and sets clarity standards. Her experience shows in the details of her work: even as rates, products, and lending rules change, the content remains consistent and up to date. 

Ashley’s core expertise is explaining how short-term loans work in simple terms and helping people compare different loan options. She shows the difference between interest rates and APR without using complicated language. She clarifies how fees affect the final amount and why people often end up paying more than they expected. She speaks honestly and directly about how financial decisions affect credit history.

Work Experience

2025–Present: Financial Writer, Cash Loans Bear

2023–2025: Full-time Freelance Personal Finance Writer (loans & budgeting-focused content)

2018–2022: Retail Banking roles in Colorado (customer-facing lending support)

Professional Development (Courses & Training)

Ashley’s continuing education is built around lending fundamentals and loan analysis: 

2023 — ABA “Consumer Lending” (instructor-facilitated online course)

2024 — Credit & Risk Training (coursework), Moody’s Analytics

2025 — RMA Commercial Lending School (loan training program)