Cash Loans Bear in Germantown, MD 20874
Phone:
(301) 820-7596
Business Hours:
Monday-Sunday: 8am – 10pm
Branch manager:
Jayla Ernestine
Customer Reviews
About Cash Loans Bear in Germantown
Cash Loans Bear provides Maryland residents with borrowing options when traditional financing isn’t available. Our services include short-term personal loans, along with installment loans that allow repayment over time. We work with direct lenders in Maryland who follow the Maryland Consumer Loan Law (Md. Code, Com. Law § 12-301 et seq.), which sets limits on interest rates, fees, and lending practices.
You can apply online or in-store by filling out a quick request form. Our team will then assess your eligibility. Once approved, funds will be deposited directly into your checking account on the next business day. Clear loan terms and structured payments help borrowers better see the full picture.
Products & Services
Payday Loans
These small loans from a direct lender are designed to cover unforeseen expenses that can’t wait or when traditional banks may not approve a loan. Although the repayment period is short, you can repay the loan by your next payday.
Installment Loans
This type of loan in Germantown is designed for larger expenses, such as home improvements, relocation, or debt consolidation. Borrowers can receive up to $5,000 and repay the loan through monthly installments over time.
How much can I borrow with Cash Loans Bear?
The amount you may qualify for depends on the loan type and your financial profile. Payday loans are smaller, up to $1,000, while installment loans offer higher limits, with a maximum of $5,000.
Not in Germantown, MD?
Cash Loans Bear serves customers across the country. Check nearby locations to find the closest option.
Other Locations in Maryland
Cash Loans Bear
Brooklyn Park, MD
5700 MD-2,
Brooklyn Park,
MD 21225
(928) 427-8087
Cash Loans Bear
Silver Spring, MD
8632 US-29,
Silver Spring,
MD 20910
(202) 937-2700
Cash Loans Bear
St Charles, MD
1216 Smallwood Dr W,
St Charles,
MD 20603
(202) 931-6839
How It Works
Easy Application
Fill out your online application in just a few minutes.
Fast Decisions
Submit your details and get a quick approval decision.
Quick Funding
Funds may be deposited directly to your debit card or bank account.
What You Need to Apply
A government-issued ID
Proof of income
An active checking account
Proof of address
Your Social Security Number or ITIN
Additional documents may be required depending on the lender.
For more information about identification and lending requirements, visit the Consumer Financial Protection Bureau.
Why Choose Us
Bad credit considered — Income matters most
Quick application — Easily completed in less than 10 minutes
Online or in-store — Whichever is more convenient
No hard credit check — No damage to your FICO score
Upfront terms — Outlined before you agree
Transparent process — No hidden fees and terms
Frequently Asked Questions
How quickly can I get the cash once approved?
In most cases, approved applications are funded on the next business day and deposited directly into the checking account you provided. Same-day deposits may be available if they are processed before the bank’s cutoff time, typically before 10:00 a.m.
Can I apply with bad credit?
Because we primarily consider your current income and financial situation, your credit score may not be a deciding factor. You can apply regardless of your credit history, as long as you can repay the loan. Learn more about income-based loans for bad credit.
Where can I get an online loan in Germantown, MD?
You can apply on our website by filling out the form so we can review your request and determine whether you meet our requirements.