Cash Loans Bear in O’Fallon, MO 63366
Payday and installment loans at 27 Ofallon Square
Not in O’Fallon, MO? We have 45 locations across the country.
Cash Loans Bear is here to help local residents find reliable payday and personal loans in O’Fallon. We offer quick approval, fast funding, and no mandatory hard credit checks during the application process. Our lenders provide competitive rates and accept applicants with bad credit.
If you’re looking for short-term emergency loans, visit us at:
Address: 27 Ofallon Square, O’Fallon, MO 63366
In the same building as SUBWAY
Email: rowan.phillips@loansbear.com
Phone: (636) 339-4450
Business Hours:
Monday–Sunday: 8 am – 10 pm
Branch manager: Rowan Phillips
Client Reviews
Here’s what our clients say about Cash Loans Bear’s services:
About Cash Loans Bear in O’Fallon, MO
At our O’Fallon branch, Missouri residents can explore flexible payday and installment loan options with transparent terms and competitive fees. Our knowledgeable team is here to guide you, answer your questions, and help you choose the loan that works best for your situation.
Visit our store today to apply for a loan and receive funds quickly!
Products & Services at 27 Ofallon Square
Thinking about trying our services? You can choose from the following financing options with Cash Loans Bear:
Payday Loans / Cash Advances
Payday loans for O’Fallon residents help cover small expenses. You receive a lump-sum deposit and repay it by your next paycheck. Usually, lenders charge you a fee per $100 borrowed, with possible origination fees.
Max Amount
Up to $500
Term
14–31 days
Finance Charge
Up to 75% of loan amount
APR
~400%–1,950%
Loan amounts, rates, and repayment terms vary by lender and borrower eligibility and are subject to Missouri state lending laws.
How to get a payday loan in O’Fallon, MO?
To get a loan with Cash Loans Bear, apply in-store or online. We’ll review your application and make a decision. If you’re approved, you can expect offers from our lenders.
Can I apply for a payday loan with bad credit?
Yes, you can still qualify for payday and installment loans in O’Fallon, even with bad credit. Lenders primarily consider factors such as your debt-to-income ratio (DTI) and income rather than your credit score.
Installment Loans
Installment loans differ from payday loans in both structure and terms. They are personal loans that you repay with interest in monthly installments. The terms and conditions vary by offer.
Max Amount
$5,000
Term
2-48 months
Finance Charge
Included in APR
APR
~100–300%
Loan amounts, rates, and repayment terms vary by lender and borrower eligibility and are subject to Missouri state lending laws.
Why Choose Cash Loans Bear?
Cash Loans Bear works with trusted direct lenders that make legitimate offers. We provide same-day funding options, transparent terms, and clear guidance throughout the borrowing process. We don’t conduct hard credit checks on applicants, and we use strong data protection measures to keep your information secure.
Our clients also choose us because of:
Competitive offers
Excellent customer support
5 years of industry experience
Bad credit is welcome
Frequently Asked Questions
What are the eligibility criteria?
You need to meet the following requirements:
How much can I borrow?
You can borrow up to $5,000 for an installment loan. Payday loans are limited to $500.
How quickly can I get the cash once approved?
You can get the money on the same day if you apply early in the morning, before 10 AM. Otherwise, you can expect the funds on the next business day.
Nearby Locations
Live somewhere else in Missouri? There may be a store near you. Check out this list:
Cash Loans Bear
Florissant, MO
8198 N Lindbergh Blvd,
Florissant,
MO 63031
(314) 887-3714
Cash Loans Bear
St Peters, MO
6419 Mid Rivers Mall Dr,
St Peters,
MO 63304
(636) 278-9887
Cash Loans Bear
St Charles, MO
2105 Zumbehl Rd,
St Charles,
MO 63303
(636) 206-8125