Skip to content

Cash Loans Bear in Silver Spring, MD 20910

Not in Silver Spring, Maryland? We’re here to help in more than 40 locations nationwide — explore the one that works best for you.

Important purchases, investments, medical expenses, or simply needing money until payday are just some of the reasons people may need quick access to funds. You can apply for a fast loan from Cash Loans Bear at our store at 8632 US-29, Silver Spring, MD 20910, or by completing the online form. We’re open every day so local residents can cover emergency expenses without stress or worrying about their credit score.

Customer Experiences With Our Service

Here is what clients who received a loan for urgent needs say about us:

About Cash Loans Bear in Silver Spring, MD

Cash Loans Bear in Silver Spring, MD, offers small personal loans without a credit check. The company reviews 100% of applications and approves most of them. Credit history is not the deciding factor; the main factor is your ability to repay. Our lending solutions are suitable for both short-term and long-term financial needs.

Our office is located in the center of Silver Spring, near Downtown Silver Spring and Colesville Rd (MD-29). We are happy to help city residents, since we live here ourselves. Our friendly staff will provide full information about the loan terms so that you feel confident.

Products & Services We Offer

Looking for a simple way to cover expenses without the runaround? Cash Loans Bear offers fast loan options with a smooth process from start to finish — online or in-store.

Payday loans allow you to borrow up to $1,000 to get through until your next paycheck. This is a short-term loan, which means you will need to repay the full amount, plus interest, within 14–31 days. Approval is fast, and the money is deposited directly into your bank account within 1 business day.

Max Amount

$1,000

Term

14–31 days

APR

Capped at 33%

(2.75% per month)*

*Maximum rates permitted under Maryland law. Actual rates and terms vary based on loan size and borrower qualifications.

Loan Amount
$500.00
Finance Charge
$75.00
Total Repayment
$575.00

What do I need to do to apply for a payday loan in Silver Spring, MD?

The application process at Cash Loans Bear is simple and intuitive. To receive financial assistance, you need to fill out an application by entering your personal and payment details in the fields, review the agreement, sign it, and receive the funds by direct deposit into your bank account.

Can I still get a payday loan if my credit score is low?

Yes, Cash Loans Bear offers loans with no hard credit check, so credit history is not the main factor in its decision-making. The main thing is to meet the basic requirements and have sufficient income to repay the loan. Read more about how income-based loans work.

A personal installment loan is a type of loan in which you borrow up to $5,000 and repay it in fixed payments. Such loans are used to make a large purchase, cover unexpected costs, or consolidate existing debts.

Max Amount

$5,000

Term

2–24 months

APR

Capped at 33%

(2.75% per month)*

*Maximum rates permitted under Maryland law. Actual rates and terms vary based on loan size and borrower qualifications.

Loan Amount
$2,500.00
Monthly Payment
$542.00
Total Interest
$752.00
Number of Payments
6
Total Cost of Loan
$3,252.00

What documents do I need when applying for a loan?

To complete your loan application, you need to provide a valid government-issued photo ID, Social Security Number, income verification, proof of current St Charles address, checking account and routing numbers, an active email address, and a mobile phone number. 

Why Customers Rely on Our Lending Service

Cash Loans Bear has simplified the lending process, which has made it possible to provide some advantages:

FAQ

Which documents should I prepare when applying for a loan?

To receive a loan without delays, prepare a valid ID, proof of residence and income, and the number of an active bank account in your name.

What is the highest loan amount I can qualify for?

You can receive up to $1,000 if you apply for a small payday loan. If you need a larger amount and the option to repay over several months, you can apply for an installment loan of up to $5,000. However, the exact amount you can receive will depend on your creditworthiness, your income, your debt load, and the direct lender’s policy.

How fast will I receive the money after my loan is approved?

Funds become available on the next business day after the application is approved. However, if you want to receive the funds on the same day you apply, you must complete the loan process before 10:00 AM local time on a business day. Instant cash payments are available only to borrowers who take out the loan in the office and repay it by check.

How can I submit a loan application in Silver Spring, MD?

Our store is located at 8632 US-29, Silver Spring, MD 20910, so you can visit us during business hours. If you are looking for other ways to get a loan in Silver Spring, you can use a credit card, a pawnshop, or contact a credit union.

Nearby Locations

Even if you’re a little outside this area, you can find other Cash Loans Bear offices near me across the state.

Cash Loans Bear
Brooklyn Park, MD

5700 MD-2,
Brooklyn Park,
MD 21225

(928) 427-8087

Cash Loans Bear
Germantown, MD

19825 Century Blvd,
Germantown,
MD 20874

(301) 820-7596

Cash Loans Bear
St Charles, MD

1216 Smallwood Dr W,
St Charles,
MD 20603

(202) 931-6839