Cash Loans Bear in Redding, CA 96002
Payday and installment loans at 2150 Churn Creek Road
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When urgent situations happen, timing is important. Cash Loans Bear in Redding offers fast and legitimate payday loans to cover unplanned emergency expenses. Complete a simple online form or visit us in-store at our Churn Creek Road location.
Address: 2150 Churn Creek Road suite 250, Redding, CA 96002
In the same building as Bristol Hospice
Email: daniel.lewis@loansbear.com
Phone: (530) 561-6240
Business Hours:
Monday-Sunday: 8am – 10pm
Branch manager: Daniel Lewis
Real Stories from Redding Customers
Here’s what our customers in Redding say about their experience with us:
Cash Loans Bear in Redding, CA
Cash Loans Bear connects borrowers with licensed direct lenders for Redding loans and short-term financial support. We evaluate your income, not your credit score, and help you get funds directly into your bank account, often the same day. Apply online or visit our store at 2150 Churn Creek Road, where our team will guide you through the process.
Our Financial Services
Cash Loans Bear offers payday loans and personal loans in Redding, CA. All our financial services follow strict California state regulations.
Payday Loans/Cash Advances
A short-term payday loan in Redding, CA, can help you cover small emergency expenses, such as unexpected bills, car repairs, and urgent home improvements.
Max Amount
$255
Term
Up to 31 days
APR
~372–460%*
*Rates, fees, and terms vary based on loan amount, repayment term, and California state regulations.
Is it legal to get payday loans in Redding, CA?
Yes. Payday loans are legal in California and regulated under the law. Cash Loans Bear only works with licensed and compliant direct lenders.
How do I get a payday loan in Redding, CA?
You can visit us at 2150 Churn Creek Road, Suite 250 or apply online from any device. Complete the form, get our response, sign your agreement, and receive cash directly deposited into your account.
Installment Loans
Installment loans are commonly used for larger expenses. They are more manageable and budget-friendly due to a longer repayment period and fixed monthly payments.
Max Amount
$5,000
Term
3–60 months
APR
~36%*
*Rates, fees, and terms vary based on loan amount, repayment term, and California state regulations.
What do I need to get approved?
For both online and in-store requests, you will need to have three things: your ID, proof of your current income, and an active bank account. Regardless of your credit score, you may still qualify.
Can I apply for a payday loan with bad credit?
Usually, yes. In many cases, our lenders may perform no credit check and instead focus on your ability to repay by evaluating your current income.
Why Choose Cash Loans Bear in CA?
We provide assistance in financial emergencies, offering convenient and secure services:
Income-based approval rather than credit score checks
Responses for most applicants within 15 minutes
Options available for borrowers with bad credit
Funding on the same day or by the next business day**
A better alternative to title loans in Redding, CA
Open daily from 8:00 AM to 10:00 PM
**Funds may be deposited on the same day if the application is sent before 10 a.m.
Frequently Asked Questions
What is the maximum loan amount I can borrow in California?
In California, payday loans are capped at $300 by state law. Borrowers typically receive up to $255 after the fee.
How quickly can I get the cash once approved?
In most cases, funds are sent on the next business day after approval. However, same-day transfers may be available if the payment is processed before the bank’s cutoff time.
I need more than $255 today. What are my loan options?
You can apply for an installment loan and borrow up to $5,000, repaid in monthly installments over 3 to 48 months.
How quickly can I receive cash once approved?
It depends on when you apply for a loan and how quickly your bank processes the deposit. Usually, the funds are received the same day or by the next business day.
Where can I get an online loan in Redding, CA?
Apply through our website anytime. If you’d rather come in person, visit us at our Churn Creek Road location. We’re open seven days a week from 8:00 AM to 10:00 PM.